In This Issue

secure siteFun Getaways, Safe Stuff

January 30, 2013

Don’t let your guard down during a winter getaway.

By: Tim Bodamer

Even though a vacation makes you want to forget about the demands of your day-to-day life, you won’t want to forget about protecting your belongings. “The percentage of property losses occurring inside the home versus outside the home is almost the same,” cautions Joe Vahey, ERIE vice president and personal lines product manager.

In the Air

Not surprisingly, many losses occur at airports. In fact, each year nearly 14,000 travelers report missing luggage items to the Transportation Security Administration (TSA). Avoid that predicament by following this advice:

At the Hotel

Detective Kevin Coffey, an expert in travel safety and the founder of Airport Crimes Investigations, stresses the importance of remaining vigilant at even the most upscale hotel. “The best advocate for your belongings is you and nobody else,” he cautions. The following tips will help you do just that.

Out and About

You might be on vacation, but thieves rarely take a rest from scouting their next victims. Protect yourself and your belongings when you’re out on the town by keeping the following in mind.

ERIE’s Got You Covered

As an ERIE homeowners Customer, your belongings are covered no matter where you are. The only items that might cause a problem are pricey pieces like jewelry, watches and furs with a value of more than $2,500. For those items, you’ll want to consider an Inland Marine endorsement. It insures the full value of your valuables and can be added with or without a deductible.

You also won’t want to neglect the threat of identity theft since it can cost a lot of time and money. For a low annual fee, Identity Recovery Coverage from ERIE offers you the protection you need by providing:

  • Up to $5,000 in lost wages.
  • Up to $1,000 in miscellaneous expenses.
  • Certain legal fees, including the expenses for defending any civil suit brought against you by a creditor or collection agency or for removing any civil judgment wrongfully entered against you as a result of the stolen identity.
  • Access to a case management team who will contact the three major credit bureaus’ fraud departments, order copies of credit reports, close accounts that have been tampered with, provide written letters on your behalf to government agencies and more.
To learn more, contact your local ERIE Agent or visit erieinsurance.com.

 

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