In This Issue

Tip Sheet

November 18, 2011

Carbon watch Crash test ratings on the go

IIHS launches mobile site

Crash test ratings help consumers find the vehicles that afford the best protection in the most common kinds of crashes. Now, car shoppers can look up results of the Insurance Institute for Highway Safety’s crash tests from anywhere. The Institute is launching a mobile site so consumers can easily compare vehicle safety ratings using their smartphones.

People are doing a lot of research before they buy a new vehicle. The proportion of web visitors accessing Institute ratings from mobile devices more than doubled in the last year. The new site makes it handier to look up crash test results right from the showroom floor.

Consumers going to the Institute’s Web site from smartphones are automatically directed to the mobile site. It can also be accessed from the Institute’s homepage at http://www.iihs.org/mobile.html.

The Institute conducts tests assessing how well vehicles protect people in the most common kinds of front, side, rollover and rear impact crashes. Based on their performance, vehicles are rated good, acceptable, marginal or poor. Vehicles that perform the best across the board are listed as TOP SAFETY PICKS. These vehicles earn the top rating of good in all four evaluations, and have electronic stability control for helping to avoid many kinds of crashes. 

(Source: IIHS)

Carbon watch Texting and driving even riskier than thought

Drivers who text or e-mail on the road are an even bigger danger than previously thought, according to a new study by the Texas Transportation Institute.

Some scary stats revealed:

  • A driver’s reaction time is doubled (from 1-2 seconds to at least 3-4 seconds) when distracted by reading or sending a text message.
  • Texting drivers were more than 11 times more likely to miss a flashing light altogether.
  • Also, texting drivers were less able to safely maintain their position in the driving lane or to maintain a constant speed.

How big is the problem? Well, U.S. Transportation Department statistics suggest that distracted driving contributes to as much as 20 percent of all fatal crashes, and at least one in five motorists has admitted to texting while driving.

If the risks aren’t enough, consider this: texting while driving is banned in 34 states and the District of Columbia, according to the Insurance Institute for Highway Safety, and seven more states ban texting while driving for specific groups (such as those under 18 or bus drivers).

Want to watch your deductible go down, down, down?  Just keep the good driving up.

If you have ERIE’s Auto Enhancement endorsement, you can watch your deductible decrease over time.  The diminishing deductible feature means that your deductible is reduced by $100 for each consecutive claims-free policy year that you’re insured with ERIE, up to a maximum of $500.

With diminishing deductible, your good driving reaps rewards for your wallet.  Ask your Agent about the Auto Enhancement endorsement.

*The Auto Enhancement Endorsement is not available in North Carolina.

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