In This Issue

secure siteOutsmart Cyber Monday thieves

November 12, 2012

Shopping online this holiday season? Then be sure to protect your identity.

By: Julia Nene

It’s no surprise that millions of Americans will choose Cyber Monday over Black Friday this holiday season. After all, an increasing number of retailers now offer exclusive online deals the Monday following Black Friday—and that helped Cyber Monday sales increase 22 percent from 2010 to 2011.1

Online shopping is also convenient and easy and lets you avoid long lines at the store. But is it safe? Well, that’s another story. That’s because as shoppers look for deals online, virtual predators are busy looking for victims in the exact same place.

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Advice for any device

Whether you’re using a traditional computer, tablet or mobile device, these tips will help you outsmart predators lurking in the digital marketplace.

Finished with your shopping spree? Then remember to keep these two things in mind.

Smartphone smarts

Research shows that smartphone users are twice as likely as other cell owners to have had someone invade their privacy after accessing their phone.2 And that’s especially scary news for the 80 percent of smartphone users who shop on their mobile since they’re exposing their financial information.

Safeguard your smartphone by following a few quick tips. Look into programs that back up information on your smartphone to your home computer. Many of these programs will also wipe out information stored on your phone if it’s lost or stolen. While iPhones have a built-in feature that erases information after 10 failed log-on attempts, other smartphone users should check with their phone’s manufacturer or their wireless provider about backup/wiping programs.

1http://www.comscore.com/Press_Events/Press_Releases/2011/11/Cyber_Monday_Spending_Hits_1.25_Billion
2http://pewinternet.org/Reports/2012/Mobile-Privacy/Key-Findings.aspx

 

Personal protection from ERIE

Sometimes even the smartest cyber shoppers fall prey to identity theft. That’s why it’s worth adding Identity Recovery Coverage from ERIE to your shopping cart.  Available for a low annual fee, Identity Recovery Coverage assigns a trained case manager to assist if your identity has been stolen. It also provides:

  • Up to $5,000 in lost wages
  • Up to $1,000 in miscellaneous expenses
  • Certain legal fees, including the expenses for defending any civil suit brought against you by a creditor or collection agency or for removing any civil judgment wrongfully entered against you as a result of the stolen identity
To learn more, contact your local ERIE Agent or visit erieinsurance.com.

 

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