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Moving in Together?

Add "Talk to your Agent" to your list of things to do

February 11, 2010

There are lots of things to think about when you’re getting ready to make that next move — the move in. Who’ll do the dishes? Which car parks where? And, if your move in comes with a wedding band, you’ll have even more questions, like will you join finances?

Your ERIE Agent can help you understand how insurance fits into the move and maybe save you money. For instance, you might have more belongings that need coverage. How does renters insurance or homeowners insurance work for your situation? On the flip side, you might be eligible to earn more discounts. Here are a few things to think about.

Earn discounts for combining policies: If you share your abode, your cars, and your expenses as domestic partners, you then have the option to combine auto insurance policies. This means all cars are listed under one policy and both drivers are Named Insureds on that policy — and, it earns you the multi-car discount.

Also, once you combine your auto polices, you may be eligible for multi-policy discounts. These help you save more when you purchase your homeowners and/or life insurance policies with ERIE, too.

Keep your belongings safe: Whether you’ll be renting, buying, building or—gulp—temporarily moving in with mom and dad, make sure the contents of your home will be covered through renters insurance or a new homeowners policy. While you’re at it, consider Identity Recovery Coverage, so your financial identities are protected, too.

Protect your future: As a new couple, your whole life is in front of you. Life insurance can help you protect not only what you have now, but also what you might have in the future, like the desire to provide your future children with a college education. Talk to your Agent about whether term or whole life policies are right for you. Or, get the best of both worlds with ERIE’s new universal life products. Your Agent can give you all the details.