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2003 Car Guide
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Our Criteria
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- Personal injury
loss statistics that are average, better-than-average, or substantially
better-than-average based on insurance company loss experience from the
Insurance Institute for Highway Safety.
- Driver death rate statistics that are average,
better-than-average, or substantially better-than-average
based on information from the
Insurance Institute for Highway Safety.
- Collision loss statistics that are average, better-than-average,
or substantially better-than-average based on insurance company loss
experience from the Insurance Institute for Highway Safety.
- Overall crashworthiness evaluation of Good, Acceptable,
or Marginal based on recent Crash Test Data
from the Insurance Institute for Highway
Safety. Recent data includes model years
1998 thru 2002. Vehicles which earned an
overall evaluation of "Poor" failed
to meet this criteria.
- Dual front driver and passenger air bags as standard equipment. Many models
now include or offer side-impact air bags which are recommended.
- Four-wheel, anti-lock Brakes are standard equipment, or available
as an extra-cost option.
- No rating increase has been assigned based on ERIE's Car Experience Rating (CER) program.
This program rates vehicles based on their overall physical damage loss experience.
- No high performance car or sports car surcharges apply.
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The vehicles listed are recommended
2003 models based
on safety and insurance value projections. Approximate
2003 price new
ranges for these cars are shown in parentheses next
to each model name.
Some models (and their pricing) will not be introduced
until later in
the model year.
Similar to previous years, Erie Insurance provides
detailed information about
safety equipment such as anti-lock brakes and air
bags. Following the name and price range of each model
will be a pair of letters
in parentheses. The first letter will indicate
if anti-lock brakes are
standard (S) equipment or optional (O). The second
letter indicates
whether side-impact air bags are standard (S),
optional (O), or not available (N).
A third letter is then listed (not in parentheses)
which provides the latest
overall crashworthiness score as tested by the
Highway Loss Data Institute.
The letters used are (VG) very good, (G) good,
(A) acceptable, and (M) marginal.
For models where crash test data was not available
the letters (N/A) are used.
* -- Indicates 2001
model year price(s). 2002 pricing not yet available.
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