How Safe is Your Next Car?

July 1, 2013 - Thinking about a new car? If you factor safety into your choice, then you’ll want to know what vehicles aced crash tests and are considered the safest to buy.

From minicars and sedans to SUVs and large pickups, you’ll find hundreds of 2013 models deemed safe by the Insurance Institute for Highway Safety (IIHS).

Each year the nonprofit research and education organization determines which vehicles do the best job of protecting people in four of the most common kinds of crashes — front, side, rollover and rear — based on ratings in Institute evaluations. The ratings help shoppers pick vehicles that offer the highest levels of crash protection.

The Winner’s Circle

Every major automaker has at least one model among the 117 award winners that earned the Institute’s esteemed Top Safety Pick award.

This year, IIHS also created the Top Safety Pick+ award, with the + indicating good or acceptable performance in crash tests, including the new small overlap test. The new test replicates what may happen when the front corner of a vehicle collides with another vehicle or an object like a tree or utility pole. So far, more than 20 models qualify for the accolade. IIHS will announce additional winners as it continues to test models during the year. View the complete list of current winners at iihs.org.

New Car Protection

Erie Insurance’s New Auto Security Coverage Endorsement1 is an option if you’re thinking about a new car. (An endorsement is simply a document used to amend your car insurance policy.)

When added to a policy insuring a vehicle two years old or less, this endorsement helps protect against depreciation if you have to repair your vehicle as a result of a covered loss, and allows for a new model year replacement vehicle in the event of a covered total loss.2

If you’re shopping, talk to your local ERIE Agent about how to add this coverage to your policy. The vehicle make and model are also among several factors that may affect the cost of your insurance policy. Ask your Agent about your insurance rates before you buy your new ride.

1Not available in New York or North Carolina.

2Subject to policy terms and conditions.

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