Additional Liability

Business Catastrophe Liability

There's no guaranteed way to completely protect your business against lawsuits. Yet, you can manage the impact with an ERIE Business Catastrophe Liability Policy. Protecting your assets begins with a solid business owner’s policy, such as ERIE’s Ultrapack, Ultraflex, Ultrasure for Property Owners or Fivestar. However, what happens if the lawsuit judgment and settlement exceeds the coverage of your policy? The Business Catastrophe Liability Policy provides the necessary cushion to secure your business’ financial future.

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Employment Practices Liability

Employment Practices Liability (EPL) insurance protects an employer from employees’ claims alleging discrimination, wrongful termination or harassment, including sexual harassment. Optional third-party EPL coverage is also available on certain policies for an additional premium.

ERIE offers EPL coverage as an endorsement for Ultrapack and Ultraflex policies in most states where we do business*. Certain terms and limitations apply.

ERIE’s EPL endorsement is a claims-made coverage. It provides financial protection for covered losses. Specialized claims handling and access to loss prevention resources are provided through Hartford Steam Boiler, our partner in offering EPL coverage.

Contact a local Erie Insurance Agent to learn more about liability protection.

*EPL for Ultraflex is currently not available in Maryland.

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