Additional Property Protection — Ultrapack Plus

Your ERIE Ultrapack PlusSM policy* is a comprehensive protection package and includes coverage for:

  • Arson reward
  • Accounts receivable
  • Building ordinance or law
  • Check forgery or alteration
  • Counterfeit money
  • Debris removal
  • Demolition cost
  • Employee dishonesty
  • Fences, walks unattached outbuildings, tennis courts and in ground swimming pools
  • Fire extinguisher recharge
  • Key replacement
  • Merchandise in shipment
  • Money and securities
  • Newly acquired or constructed property
  • Non-owned detached trailers
  • Personal Articles
  • Pollutants clean up and removal
  • Property in danger
  • Property while in transit
  • Property while you move to a new location
  • Property while temporarily off premises
  • Refrigerated items
  • Temperature or humidity change
  • Transportation of airborne property
  • Trees, shrubs, lawns and plants
  • Valuable papers and records (documents, manuscripts and records)

The coverage also includes:

  • Ammonia contamination – Resulting from mechanical, electrical or pressure system breakdown
  • Contingent Business Interruption – income loss resulting from a covered loss at a property your business depends upon, such as a supplier or customer.
  • Electrical panels – Pays for damage to your electrical service panels caused by electricity.
  • Expediting expenses – To expedite repairs or replacement resulting from mechanical, electrical or pressure system breakdown.
  • Expenses for loss adjustment – Costs incurred by investigating, administering, defending or paying a claim.  An example of such a cost could be the price of a police report or the payment for services of an independent adjuster.
  • Expenses for security – To protect covered property from further damage after a loss.
  • Fine arts – Property that is rare or has historical value, such as paintings, tapestries, etc.
  • Fire department service charges - Pays the fire department service charge incurred because of an insured loss.
  • Hazardous substance – Cost to repair or replace covered property due to a mechanical, electrical or pressure system breakdown.
  • Income Protection - Off Premises Utility Services Failure – Loss of income you sustain due to a covered loss from your communication, utility or water supplier.
  • Peak season coverage – Increased business personal property coverage during a peak sales time. 

Contact your ERIE Agent for more information about additional property protection.

* See individual policies for specific details of coverages. Certain terms and limitations apply.

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