Additional Property Protection — Ultrapack Plus

Your ERIE Ultrapack Plus^SM policy* is a comprehensive protection package and includes coverage for:

• Arson reward
• Accounts receivable
• Building ordinance or law
• Check forgery or alteration
• Counterfeit money
• Debris removal
• Demolition cost
• Employee dishonesty
• Fences, walks unattached outbuildings, tennis courts and in ground swimming pools
• Fire extinguisher recharge
• Key replacement
• Merchandise in shipment
• Money and securities
• Newly acquired or constructed property
• Non-owned detached trailers
• Personal Articles
• Pollutants clean up and removal
• Property in danger
• Property while in transit
• Property while you move to a new location
• Property while temporarily off premises
• Refrigerated items
• Temperature or humidity change
• Transportation of airborne property
• Trees, shrubs, lawns and plants
• Valuable papers and records (documents, manuscripts and records)

The coverage also includes:

• Ammonia contamination – Resulting from mechanical, electrical or pressure system breakdown
• Contingent Business Interruption – income loss resulting from a covered loss at a property your business depends upon, such as a supplier or customer.
• Electrical panels – Pays for damage to your electrical service panels caused by electricity.
• Expediting expenses – To expedite repairs or replacement resulting from mechanical, electrical or pressure system breakdown.
• Expenses for loss adjustment – Costs incurred by investigating, administering, defending or paying a claim.  An example of such a cost could be the price of a police report or the payment for services of an independent adjuster.
• Expenses for security – To protect covered property from further damage after a loss.
• Fine arts – Property that is rare or has historical value, such as paintings, tapestries, etc.
• Fire department service charges - Pays the fire department service charge incurred because of an insured loss.
• Hazardous substance – Cost to repair or replace covered property due to a mechanical, electrical or pressure system breakdown.
• Income Protection - Off Premises Utility Services Failure – Loss of income you sustain due to a covered loss from your communication, utility or water supplier.
• Peak season coverage – Increased business personal property coverage during a peak sales time. 

Contact your ERIE Agent for more information about additional property protection.

* See individual policies for specific details of coverages. Certain terms and limitations apply.

• Tweet