Workers' Compensation

Your employees are essential to the success of your business. With a Workers' Compensation policy from Erie Insurance, we'll be there if you need us – and better yet, we'll work with you to help avoid claims in the first place.

Workers' compensation laws and requirements vary by state, but generally, any business that has employees must have insurance coverage.

Get Coverage for Your Business Needs

ERIE's Workers' Compensation and Employers Liability insurance provides coverage to comply with the responsibilities imposed upon an employer by your state's workers' compensation law.*

• Workers' Compensation Insurance - Provides coverage for injury or disease sustained by your employee arising in the course and the scope of their employment, regardless of negligence on your part.
• Employers Liability Insurance - Provides necessary protection in the event you negligently cause a work-related employee injury that is not covered by the workers' compensation system.
• Other States' Coverage - Provides limited temporary workers' compensation and employers liability coverage for your new operations performed in states other than North Dakota, Ohio, Washington and Wyoming.

Get Support for Your Business Needs

ERIE's Workers' Compensation program includes free access to risk control resources. Our professionally trained risk control consultants can help you prevent losses by developing and putting into action a comprehensive safety program designed for your business.

ERIEComp^SM is designed to help you implement an effective workplace injury management program and control workers' compensation costs.  If an injury does happen, we will help you and your employees recover in the shortest time reasonable.

With our team-based approach, you will have easy access to the following services, programs and resources:

• Claims injury reporting
• Early Return-to-Work Program

• Review the employer's role
• Job Offer Letter
• Physical Capability Assessment
• Job Analysis

• Nurse case managers
• Physician panels

• Form: Employee's Acknowledgement of Physician Panel (Spanish) - Pennsylvania only
• Form: Request a Physician Panel
• Sample letter: Medical Provider

• Prescription drug program
• Risk control services

To find out more about ERIE's workplace injury management program, contact your ERIE Agent. When something happens to your employees, we're here to help. Employers are required to report any work-related injuries right away.

Contact an Agent Today

For more information about how to protect your business and your employees with ERIE's workers' compensation coverage, contact a local ERIE Agent.

ERIE Customers are required to report any work-related injuries right away . If you suspect insurance fraud, call ERIE's toll-free Fraud Hotline at (800) 368-6696 or make a report by email: fraud.finders@erieinsurance.com.

* See individual policies for specific details of coverages. Certain terms and limitations apply.

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