Broadcover Perils

The Broadcover Policy will protect your home, other structures and personal property from damage caused by the following perils:*

• Fire or lightning
• Windstorm or hail
• Explosion
• Sonic boom
• Riot or civil commotion
• Aircraft
• Vehicles
• Smoke
• Vandalism or malicious mischief
• Breakage of glass
• Theft

• Falling objects
• Weight of ice, snow or sleet
• Freezing by temperature reduction of a plumbing, heating, air conditioning or fire protection system, or a household appliance.
• Damage due to a sudden and accidental surge of electrical current
• Volcanic eruption

*Some perils contain specific exclusions. See the actual policy for the details.

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