Fires cause an estimated 3,500 deaths and nearly $4 billion in property damage in the United States annually — much more than hurricanes, tornadoes or floods. Yet many people ignore common fire hazards in the home and don’t prepare themselves or family members for this more common catastrophe.
Set aside some time and effort to protect your home from a devastating blaze with these safety tips.
Most home fires are started by home heating equipment. Use caution and common sense when using propane, electric or other home heating equipment.
Household appliances are another common cause of fires. Many people feel invulnerable from electrical fire hazards, thinking the rules don’t apply to them. Don’t make the same mistake and instead connect with these warnings:
Most home fires start in the kitchen. To protect your home and family:
Since most fires start between midnight and 4 a.m., the key to survival is being awake and alert. Working smoke detectors can save members of your household.
You can increase your chances of survival by creating a home escape plan and rehearsing it regularly. An escape plan should include multiple routes for leaving the home quickly with a designated spot for family members to meet.
While prevention is the best protection against fires, precautions can be taken to protect possessions. A fire resistant safe or filing cabinet can help protect important documents like deeds, mortgages, titles for cars and birth certificates. Computer disks, home videos and family photographs can also be kept safe this way — if you’re using a safe specifically designed for such heat-sensitive items. For added protection, make duplicates and store the copies away from home in a secure location.
A basic precaution is to purchase a good homeowner's, tenant's or condominium owner's insurance policy. These usually come in two coverage varieties.
There are also two main settlement varieties.
Contact an Erie Insurance Agent in your area for more information about protecting your home and possessions from a devastating fire.