Umbrella — Personal Catastrophe and Liability Coverage

Some call a personal umbrella policy the back up plan. We think you’ll call it the better plan.

Purchasing an umbrella or personal catastrophe liability policy, can offer you a higher level of financial security.  It gives you an extra layer of liability protection over and above your auto and homeowners policies in case you (or a covered family member) are sued because of an accident.

Policy Features

ERIE's MastercoverSM Policy features include:

  • An additional $1 million in coverage (up to $5 million) for you and your eligible family members against lawsuits arising from personal injury or property damage claims.
  • A higher level of coverage if a covered driver causes an accident and is liable for injury to others or property damage.
  • A higher level of coverage if someone is hurt on your property.
  • Coverage for family members, worldwide, for actions that may cause injury to others or property damage. (Isn’t it nice to know we’ll follow you anywhere.)
  • Peace of mind knowing that your financial interests are protected.
  • Award-winning claims service that ensures you will be contacted promptly after reporting a loss.

Affordable protection is just a phone call away. For most people, an extra $1million in coverage costs less than $20 a month. Contact a local ERIE Agent today to talk about adding this valuable protection to your ERIE policy.

Service Center

View your Auto or Home Policy Summary or print Temp Auto ID Cards.

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