Insurance
Toolbox
December 2009

Find out which 2010 car models will keep your family the safest. Learn how insurance rates really work. And, know how to be the best designated driver possible. These and more stories below.

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2010 Top Safety Picks
Thinking about a new car for the New Year? Find out which 27 models for 2010 will keep you and your loved ones the safest, from the Insurance Institute for Highway Safety (IIHS). For the first time this year, the award-winning vehicles had to pass an additional test that measured roof strength. More tips on shopping for a car from IIHS>   

Insuring your new vehicle
Before purchasing a new car, give your ERIE Agent a call. He or she can provide a quote on what it will cost to insure your new wheels and tell you about ERIE's new car replacement coverage: an insurance product that helps protect the value of your purchase.  

I'm with ERIE: A Gift of Warmth
Lou WilsonLou Wilson knows how cold winter can be, and it worries him. Back in 1976, he began cutting, splitting and delivering firewood to the underprivileged. The effort turned into “Project WARM,” a program now run by the Richmond and Tuckahoe, Va., Jaycees. The WARM in the name stands for “Wood Association of Richmond Metro.” Inspired by Lou’s program, Lou’s son and daughter-in-law (who’s his ERIE Agent) started another branch in Roanoke 13 years ago. Lou still serves as the project mentor today. See the full story>

Why Rates Rise and Fall, and What You Can Do
Insurance rates rise and fall for a number of reasons. Some you can influence; others, no one can (not even us). Learn more>


Attention Wisconsin!

On June 29, 2009, the Governor’s Comprehensive Budget Bill, Wisconsin Act 28, was passed. This law mandates that every auto insurance liability policy in the state include higher limits and broader coverages. When your ERIE auto insurance, personal catastrophe liability and/or business catastrophe liability renews this year, you may see an increase in both your coverage amounts and your premium. If you have questions about these changes, please contact your ERIE Agent. He or she can discuss the new coverage you’re receiving and its effect on your premium.

Do's and Don't's for Designated Drivers
You’ve stepped up to the plate and agreed to be the DD. Good for you! But, did you know there are dangers beyond alcohol that can impair your driving? Studies show that some types of routine medication, fatigue and using cell phones when behind the wheel can be just as dangerous as driving under the influence. So, if you’re “it” this New Year’s, check out these tips>

Chim Chimney... Chim Chimney...
Ready to put your feet up by a warm fire? Make sure your flue or wood-burning stove is ready, too. According to the U.S. Fire Administration, heating fires account for 36 percent of residential home fires in rural areas every year. Often these fires are due to creosote buildup in chimneys and stovepipes. So, before warming your tootsies, give your chimney a good sweep (preferably by a professional). More tips>

Eriesense & More is published four times a year exclusively for Erie Insurance Policyholders. Tell us what you think!

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Erie Insurance Group | 100 Erie Insurance Place | Erie, PA 16530-1104

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, or Flagship City Insurance Company (home office: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Companies not licensed in all states. Visit erieinsurance.com for details.

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