2015 Annual Meeting Speeches

April 21, 2015

Terry CavanaughPresident and CEO Terrence W. Cavanaugh

Ninety years in business. It’s truly an extraordinary accomplishment.

The people you see on the virtual wall in our Atrium and right here on the screen are the faces of our success. These are ERIE Employees and Agents from yesterday and today, who are carrying out the amazing vision of H.O. Hirt and O.G. Crawford.

As Tom spoke to earlier, with the mass production of the automobile, the expansion of the economy, and the rise of the middle class, these two men responded to the needs and opportunities of their time. They developed a way for ordinary people to protect their biggest investments and what they valued most.

Erie Insurance is here today because of them, because of us and because of you.

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Executive Vice President and CFO Marcia A. Dall

I am truly honored to be part of ERIE’s 90th Anniversary. 

Today is a day to reflect on the nine decades that have passed since our co-founders, H.O. Hirt and O.G. Crawford, created the great organization we call The ERIE. 

As Terry mentioned, our world has changed significantly since ERIE’s early days. During H.O’s leadership for 51 years, from 1925 to 1976, he navigated uncharted economic times, including the Great Depression just four years after the company began.  

Whether it is periods of high inflation— like those in the 1940s and the late ‘70s -- or extreme interest rate swings, from highs of nearly 15 percent in the early ‘80s to historic lows of less than 2 percent over the past few years, ERIE has thrived while others have fought to survive.

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