Terrence W. Cavanaugh

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Terrence W. Cavanaugh serves as president and chief executive officer of Erie Insurance Group, a regional property/casualty and life insurer based in Erie, Pa.

A native of Chicago, Cavanaugh joined Erie Insurance in 2008 after a distinguished 33-year career with the Chubb Group of Insurance Companies. He began his insurance career as an underwriter after graduating from the University of Notre Dame in 1975.

Under Cavanaugh’s leadership, Erie Insurance has grown property and casualty direct written premium by more than 45 percent and boosted policyholder surplus by 60 percent. In 2014, ERIE expanded its footprint to a 12th state – Kentucky – and in early 2015 surpassed the 5 million policy mark in property and casualty lines.

ERIE consistently ranks on the Fortune 500, and Ward’s 50 top performing insurance companies. In 2014, the insurer received the J.D. Power and Associates’ award for “Highest in Customer Satisfaction with the Auto Insurance Purchase Experience.” And for the second year running, ERIE ranked highest n J.D. Power’s Small Business Commercial Study.

Cavanaugh currently serves as the chair of the Board of Governors of Property Casualty Insurers Association of America (PCI). In addition to PCI, he is on the Pennsylvania Workforce Investment Board and boards of the American Institute for CPCU and Insurance Institute of America. In 2013, Cavanaugh was selected to receive the Griffith Foundation’s Lifetime Achievement Award, which recognizes industry leaders for their commitment to education as well as their support of the missions of both the Griffith Foundation and the Property Casualty Insurers Association of America (PCI).

Cavanaugh also serves on the Board of Directors of Highmark, a diversified health and wellness system based in Pittsburgh, Pa., and the third largest integrated health delivery and financing network in the nation. In Northwest Pennsylvania, where ERIE’s Home Office is located, Cavanaugh is a board member with the Erie Regional Chamber and Growth Partnership, Mercyhurst University, Saint Vincent Health System, and the United Way of Erie County.

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