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Carnal-Roberts Agency Inc.

Lexington, TN Insurance Agency
Auto, Home, Life and Business Insurance
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Agency Contact


31 Natchez Trace Drive S

Lexington, TN 38351

Toll-Free Phone


(731) 968-9813

Office Hours

Monday: 9:00 a.m. - 5:00 p.m.

Tuesday: 9:00 a.m. - 5:00 p.m.

Wednesday: 9:00 a.m. - 5:00 p.m.

Thursday: 9:00 a.m. - 5:00 p.m.

Friday: 9:00 a.m. - 5:00 p.m.

Saturday: Closed

Sunday: Closed

About Agency

The Carnal-Roberts Agency was established in 1947 in Lexington, Tennessee, a popular tourist destination with seven lakes and the adjacent Natchez Trace State Park. The agency is a proud representative of Erie Insurance, which sells auto, home business and life insurance through a network of independent agents in 12 states and the District of Columbia.

Integrity is Assured

Principal agent Tim Roberts has over 38 years of insurance experience. Combined, he and his eight-person staff have over 185 years of experience and serve more than 3,300 clients. Tim is a licensed property/casualty agent and holds the Certified Professional Insurance Agent (CPIA) designation. He served on the board of directors for The Insurers of Tennessee and has served on agent councils with several insurance companies.

“Our agency is here to service the community with integrity and help with all insurance needs,” says Tim. “We write everyone from college graduates just starting out with their first personal auto and renters policies to bonds, inland marine, auto, property and workers’ compensation policies for multi-million dollar businesses.”

Caring About the Community

The staff at Carnal-Roberts Agency is deeply involved in community activities including local churches and the Henderson County Carl Perkins Center for the Prevention of Child Abuse. Tim served for many years as chairman of the board for Community Bank.

Rely on Us

Carnal-Roberts Agency is conveniently located half way between Memphis and Nashville, Tennessee, on the southeast corner of Court Square in downtown Lexington. Look for the tall street clock out front. The agency staff looks forward to providing you with a personalized quote for your insurance needs.


Principal Agent
  • Family man
  • Enjoys boating and fishing
  • Cherishes his home away from home on the Tennessee River


Principal Agent
  • Family man
  • Enjoys boating and fishing
  • Cherishes his home away from home on the Tennessee River

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