Our pledge is to protect the beams and boards. We’ll also protect the intangibles that make your house a home.
ERIE’s homeowners policies can be tailored to meet your needs, like our Guaranteed Replacement Cost coverage. If the worst happens, you can rebuild your entire home whatever the cost may be.1
Your homeowners policy comes with your very own local ERIE agent who will customize your coverage.
In several national surveys, participants say they like our service, our agents and our competitively priced and consumer-friendly insurance products.
1Guaranteed Replacement Cost requires home improvements over $5,000 to be reported within 90 days—not available with all policies and in all states. Coverage of costs to comply with laws or ordinances is subject to limits. Depreciation will be deducted until repair or replacement is made.
2For a nominal increase in premium, Underground Service Line coverage is available for purchase under the ErieSecure Home® Plus bundle up to $10,000 for physical loss to a covered service line, or up to $25,000 in the ErieSecure Home® Select bundle. The policy deductible applies. Equipment Breakdown Coverage is available for purchase with an ErieSecure Home® Select bundle that includes Sewers or Drains Backup Coverage. Equipment Breakdown Coverage provides up to $50,000 for direct physical loss to covered property at the residence premises caused by equipment breakdown and the policy deductible applies. Claims are subject to ERIE’s surcharge program. Details are contained in the policy.
3ERIE Rate Lock® does not guarantee continued insurance coverage. Rates subject to change if you add or remove a vehicle, add or remove a driver or change your address. Not available in all states. Limited to three years in Virginia. Insured must meet applicable underwriting guidelines. Premium may change if you make a policy change.
4ERIE® life insurance products and services are provided by Erie Family Life Insurance Company, a member of Erie Insurance Group, and are not available in New York. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.