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Insurance for Car Collectors

Whether your passion is for restoring antique autos or showing your classic car at the local cruise-in, you’ll need insurance coverage for your pride and joy. Classic cars, antique vehicles and special interest autos can be added easily to an Erie Insurance auto policy.

CLASSIC AND COLLECTOR CAR INSURANCE

You love that special car—the engine, the color and the workmanship. Tinkering under the hood or showing your car at a classic car show is one of your favorite ways to spend a day. As an auto aficionado, you’ve invested a lot of time and money in your car. Whether you own a classic, collectible or custom built car, you’ll want to make sure that you have the right insurance coverage to help keep your investment safe.

While some insurers require a separate policy to insure antique cars, classic cars or special interest vehicles, Erie Insurance usually writes them on the same policy as your other vehicles. Having one policy streamlines the paperwork and billing for you, freeing up your time so you can get back to your car. ERIE also offers discounts for antique or classic cars that are driven at very low-mileage; 500 miles or less per year, for instance.

Even if you never drive your vintage car, you’ll still want to protect it from unexpected events like fire, vandalism and theft. Your ERIE agent can advise you about the right coverage at the right price for your special vehicle.

Here are some of the unique cars that Erie Insurance covers1.


 

Cars we insure

What we look for

Classic Autos – at least 10 years old
  • Limited production or exceptionally fine workmanship
  • Has achieved rare or historical interest by being restored, maintained or preserved

 

Antique Autos – 25 years old or older
  • In good running condition
  • Licensed as an antique with the Department of Motor Vehicles

 

Special Interest Autos
  • Value is maintained or appreciates as the car gets older

 

Front grill of classic car

COVERAGE THAT OFFERS CONVENIENCE

If you add your special vehicles right to your ERIE auto policy, you have the convenience of one company and could end up paying less. We also make it easy by sending an appraiser to you, so you don’t have to upload a slew of photographs in order to validate condition and value of your vehicle.

Ask a local ERIE agent for more information about how to add your unique vehicles to your auto policy.2


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Get the right protection for the vehicles you’re passionate about.

READY TO ADD A VEHICLE?

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1ERIE’s stated amount coverage pays actual cash value up to the stated amount shown on your policy declarations page. Coverage is not available in North Carolina.

2Coverage is not available in all states. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.