Erie Insurance has earned the distinction as a pioneer in the auto insurance industry for its high standards of service, quality coverage and fair rates, but we are much more than that. Pennsylvania is one of 12 states in which ERIE operates. In Pennsylvania, ERIE provides:
- Over 30 extra auto policy features at no additional cost to you
- Flexibility that lets you customize your car insurance policy to best fit your needs
- More than a dozen car insurance discounts to further reduce your rates
- Financial stability that ranks at the top of the industry
From Pittsburgh to Philadelphia, Erie Insurance has offered auto insurance coverage in Pennsylvania since 1925. Common types of car insurance coverage you may need in Pennsylvania:
- Bodily Injury Liability
- Property Damage Liability
- First Party Benefits
- Medical Expense
- Income Loss
- Funeral Loss
- Accidental Death
- Uninsured Motorist Bodily Injury (stacked or unstacked)
- Underinsured Motorist Bodily Injury (stacked or unstacked)
- Comprehensive Deductible
- Collision Deductible
Pennsylvania Auto Insurance: Stacked vs. Unstacked
Stacking coverage allows you to increase the amount of uninsured or underinsured motorist coverage by the number of vehicles on your auto insurance policy.
If you select the stacked option in Pennsylvania, limits can be added together for each auto insured. For example, the stacked coverage limits are $15,000 per person and $30,000 per accident for each car you insure. If you owned two vehicles, then the stacked coverage is $30,000/$60,000. There is an additional cost to stack coverage.
If you select the unstacked option, the stated limits apply per accident regardless of the number of autos you insure. In the example above, the $15,000/$30,000 limits apply.
Auto Insurance Agents in Pennsylvania
Do you own a car? Are you thinking of buying a new car or leasing a car? Do you want coverage on your car that’s right for you? If so, contact an Erie Insurance Agent to get more information or an auto insurance quote for Pennsylvania today.
For more information about insurance in Pennsylvania, visit the Pennsylvania Department of Insurance.