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North Carolina Auto Insurance

Erie Insurance's auto policy provides outstanding protection, with loads of features, at a great price.

North Carolina is famous for its natural attractions. It’s easy to enjoy the outdoors here, with options including the scenic Blue Ridge Parkway, Cape Hatteras Lighthouse, and Great Smoky Mountains National Park. With that said, North Carolina is also home to the thriving metropolis of Charlotte. Many industries call Charlotte home, and the city has plenty of cultural experiences, such as The Bechtler Museum of Modern Art. No matter what it is you choose to enjoy in the Tar Heel State, you’ll need auto insurance to cover you – Erie Insurance is here to help.

In North Carolina, ERIE provides:

ERIE has offered auto insurance coverage in North Carolina since 1991.

Car Insurance Coverage You May Need in North Carolina:

Get in Touch with a Local Agent

Do you own a car? Are you thinking of buying a new car or leasing a car in North Carolina? Do you want coverage on your car that’s right for you? If so, contact an Erie Insurance agent to get more information or an auto insurance quote for North Carolina today.

In addition to auto insurance discounts to help reduce your rates, ERIE offers discounts when you bundle your home, business, life insurance1 and annuity products. Talk to an Erie Insurance agent in North Carolina about these other ERIE products and how you might qualify for additional discounts.

1 Not available in New York

See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.

The ERIE Difference

Our auto policy includes everything you'd expect and a lot of things you might not.

Pet coverage

If your pet gets hurt in an accident while riding in your car, we'll help cover vet treatment costs. (Up to $500 per pet; total limit $1,000.)

Roadside & Rentals bundle

You'll be taken care of in a roadside emergency and when you need more robust rental car coverage.

Personal item coverage

With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure. (Up to $350.)

Auto glass repair

Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement. Both options provide new wiper blades in the event that your windshield is replaced.

Locksmith services

When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. It’s part of our comprehensive coverage.

ERIE Auto Plus®

You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident.

Not all coverages and benefits are offered in or apply to all states. Terms, conditions, limitations and exclusions apply; talk to an ERIE agent or see the policy for details.

More information on ERIE Auto Plus can be found here.

Great Service Is Part of the Package

Our pledge is to help protect your car from the hood to the hubcaps, sure, but our coverage will also look after you, your passengers and the stuff in your car too.

Expert Advice

An ERIE agent will get to know you and help you determine the right amount of coverage to suit your needs.

Local Presence

Over 13k+ agents have offices in your community.

Claims Assistance

It can be a stressful time, but ERIE agents are there to help you through the claims process.

get a quote

Find out if ERIE is right for you. A North Carolina agent will be in touch.

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