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Business Sense

Insurance Veterinarians Need to Protect Their Practice

As a veterinarian, you most likely need coverage for your building, your business personal property, the personal property of others in your care, liability and employee on-the-job injuries.

And that is probably just the beginning, because veterinarians face some pretty unique risks. Below are some common industry-specific risks that can help you think about insurance you may need. Not every insurer or policy offers coverage for each one, so it’s important to have at least an idea of what you need when you’re shopping for coverage.

The first two columns will give you an idea of insurance veterinarians need–while final column shares which protections Erie Insurance offers for your risks.

coverages veterinarians need

Other lines of coverage veterinarians should consider adding are: (1) protection for check, credit, debit or charge card forgery or alteration; (2) employee dishonesty and theft; (3) sewer and drain backup; (4) commercial auto; (5) data breach; and (6) business life.

As you can see, having the right insurance is important—and complex.* To get some peace of mind about your coverage, it’s important to speak with an insurance professional like an Erie Insurance agent. ERIE has a program that includes products and services specifically developed to provide veterinarians like you with the protection you really need. A local Erie Insurance agent can tell you more about it and give you a free quote.

*Please see our Important Notice.

1 Available via Veterinarian Professional Liability Endorsement at extra cost.

2 Additional coverages and limits available at additional cost.

When it comes to insurance, veterinarians have special coverage needs. /blog/insurance-veterinarians-need Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of November 2015 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.