Most neighborhood disputes involve two parties: you and your neighbor.
But sometimes there’s a third party in the form of your (or your neighbor’s) insurance company in the mix.
Below are some of the common scenarios in which an insurance company often gets involved in an issue which affects two or more neighbors:
- A neighbor’s tree falls on your property.
- A fire that originates at a neighbor’s home spreads to your home and causes damage.
- A water issue like a burst pipe ends up soaking your home. This is especially common for renters and condo owners.
- A neighbor causes damage to your property with their car, riding lawn mower or snow plow.
An insurance claim that involves a neighbor can be a confusing and even stressful situation. It’s always best to check in with your insurance company or your insurance agent on how it’s covered. It’s also worth checking with your agent now to make sure you have enough coverage in case an unfortunate situation happens later on. An insurance professional like an Erie Insurance agent can help you get the right homeowners insurance and auto insurance coverage.
In the final post, learn about the five most notorious types of neighbors.