Skip to main content

Home Sense

How to Protect Your Home from Melting Snow

You probably have an idea of how to winterize your home. (And if not, we can help you with that!)

However, it’s not always clear how to protect your home from melting snow that leaves slush, mud or water in its wake.

Melting snow can cause damage to foundations and personal property (both indoor and outdoor) if it’s ignored. If this sounds like something you’re not overly eager to experience, throw on your warmest winter gear and head outside to give your property some attention.

Not sure what to do? Here are some suggestions.

How to protect your home from melting snow

  1. Check your property for obstructions. Is there anything that might prevent melting snow from draining? Now's the time to move it out of the way.
  2. Clear snow and debris from roof gutters so water can drain away. This can be dangerous, so make an honest assessment of how comfortable you are with home improvement projects before you ascend any ladders. Hire a handyman or contractor if you’re not up to the task. First time hiring someone to help? Read this list of tips for hiring a contractor.
    Related: 5 Common Problems Caused by Clogged Gutters
  3. Check downspouts and sump pumps. They should all drain away from the house.
  4. Grab your shovel. Shovel any excess snow away from downspouts, basement window wells and stairwells.
    Related: Are you shoveling snow the wrong way? Find out.
  5. Check the roof. Carefully brush heavy accumulations of snow and ice dams off the roof to avoid cave-ins.
  6. Hit the street. Clear your street storm sewer of debris and snow.
  7. Check outside pipes for leaks and damage.
  8. Pay attention to the forecast. You’ll want to know if there’s a flood warning. It also helps to know if rain is in the forecast – it often makes snow melt more quickly.
     

What should I do if water gets in, anyway?

If you do incur damage inside your home because of melting snow, it’s important to take quick action. Dry any wet building materials or items like carpeting, furniture, insulation and drywall to avoid mold, mildew and further damage.

Think you might file a water damage claim with your insurance company? If so, make sure to photograph or videotape your losses and/or compile a list of damaged and ruined items. It’s always best to report your claim ASAP.

A more long-term solution to protect your home from melting snow is to have a plumber or another specialized contractor professionally waterproof your basement. He or she can also install a sump pump if you don’t have one.

Still concerned about potential water damage to your home? Then consider talking with an insurance professional like an Erie Insurance Agent. He or she can tell you about affordable coverage options for water damage.

Learn how to keep your home safe and dry when snow quickly melts. /blog/protect-your-home-from-melting-snow Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of November 2018 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.