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ERIESENSE BLOG

Top 5 Causes of Homeowners Insurance Claims

It’s safe to say that many people’s biggest asset is their home. That’s why it’s so important to have the right homeowners insurance for it.

It also helps to know the most common causes of homeowners claims. Here are the top five causes of homeowners insurance claims at Erie Insurance along with tips on how to avoid problems caused by each one.

Hail

Even small pieces of hail can cause big damage. Learn more about hail and how insurance covers hail damage.

Wind

Heavy winds, tornadoes, hurricanes--wind is one of the most destructive forces on earth. Find out how you can prepare for wind-related weather events.

Water

Whether it’s from a natural source like a lake or river or from a pipe in your wall, water has the potential to cause a lot of damage. Learn about the ways water can soak your home and how you can prevent it from happening.

Fire

Fires have many causes. Get the top tips to protect your home from this threat.

Weight of ice and snow on roofs

Winter can wreak havoc on roofs. Fortunately, there are ways to protect yours.

Another way to protect your home is with the right homeowners insurance. Talk to an Erie Insurance agent in your community to learn about your options and get a free quote.


A home is many people's biggest asset. Find out what the biggest drivers of homeowners claims are--and how you can help prevent them from harming your home. /blog/top-five-homeowners-claims Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of October 2015 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.