Whose Line is it Anyway? Why Service Line Coverage Matters

Bulldozer in backyard

If you’re like many homeowners, you may have received solicitations in the mail advertising a protection plan for your exterior utility lines or pipes. And if you’re like most people, you’re not quite sure if this protection is something you might actually need.

The reality is that as a homeowner, exterior underground service and utility lines* on your property are usually your responsibility--and breaks in a line or accidents during digging can happen. If you need to repair or replace damaged lines or pipes, the cost can be substantial.

Typical homeowners insurance policies don’t provide coverage for damage to exterior underground service lines or pipes. But if you have an ErieSecure Homeâ insurance policy, you can purchase additional protection that covers the cost of these repairs**.  

Service line coverage from ERIE
With new coverage available from ERIE, your home can be covered from the front stoop all the way to the curb. Instead of paying for multiple service contracts, you can get coverage for exterior underground service lines included with your home insurance. That means you won’t be stuck footing the bill for damage should something happen**.

What's covered?
Service line coverage is available when you add either the Plus or Select bundle to an ErieSecure Home® policy. It provides coverage for damage to lines like cable, internet and electrical wiring, and damaged natural gas, propane and sewer pipes.

Talk to a local ERIE agent today who can explain the details and give you a quote. And once you have service line coverage in place, feel free to toss out those mailers.


*Service and utility lines such as cable, internet or electrical wiring and natural gas, propane and sewer pipes are covered. Service lines under a structure or body of water are excluded.

**Coverage is not available in all states. See individual policies for specific coverage details and exclusions. Coverage is subject to terms, conditions, limits and exclusions. Please refer to our disclaimer and talk to an ERIE agent for state-specific policy information.

 

Did you know that the underground service and utility lines on your property are your responsibility? Learn about a new way to protect yourself from expensive repairs in this post. /blog/service-line-coverage Erie Insurance