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Video: 6 Questions to Ask Before Buying a House

Spring is known as “homebuying season,” and with good reason. That’s because April, May and June account for 40 percent of home sales for the entire year.

If you’re in the market for a new home, you probably already know there’s a long list of things to consider when it comes to one of life’s biggest--and most exciting--purchases. From the mortgage payment to the neighborhood to the property taxes, there’s a lot to ask about.

One thing worth adding to your list is homeowners insurance. It’s important to think about coverage before you put in a bid, since past claims for more serious issues could be a cause for concern. Serious claims can leave unseen damage behind—and make it hard to get coverage once the home is yours.

Furthermore, the location, size, materials and condition of the home can all affect the cost of insurance. And everyone wants to know the true cost of a home before making an offer.

Learn which insurance questions to ask before buying a new home by watching the video above. When it comes time to get a policy for your new abode, an Erie Insurance agent can help you get the right coverage at the right price.

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.