This week marks Dog Bite Prevention Week. With recent research showing that dog bite claims are on the rise across the country, awareness is needed now more than ever.
An analysis of homeowners insurance data by the Insurance Information Institute found that the number of dog bite claims nationwide increased 5.5 percent in 2013. Children receive a large number of those bites, some of which cause permanent disfigurement or even death.
A claim alleging injury for a dog bite is typically filed with a person’s homeowners or renters insurance company. Dog bite claims comprise approximately one-third of homeowners liability claims–and they cost an average of $27,862.
“The average cost per claim nationally has risen more than 45 percent between 2003 and 2013,” said Loretta Worters, vice president with the Insurance Information Institute. “The increase is due to higher medical costs as well as the size of settlements, judgments and jury awards given to plaintiffs, which are still on the upswing.”
Dog owners bear the main responsibility for ensuring their dogs do not harm others. Check out these posts to learn what you can do to keep yourself and others safe.
- Why dogs bite and what to do if you’re about to get bitten: There are many reasons why dogs bite. In this post, learn the most common reasons–and how you should react if you think a dog is about to bite you.
- Insurance and dog bites: Insurance often plays a role in dog bit incidents. This post explains how liability works and how insurance responds.
Find out if ERIE is right for you. A local agent will be in touch.
ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.
The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time.
Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions.
The insurance products and services described in this blog are not offered in all states. ERIE life insurance and annuity products are not available in New York. ERIE Medicare supplement products are not available in the District of Columbia or New York. ERIE long term care products are not available in the District of Columbia and New York.
Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.
Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.