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Home Sense

Infographic: Home Maintenance 101

Our homeowners maintenance survey found many homeowners aren't financially prepared to cover unexpected repair expenses that can add up to thousands of dollars.

When it comes to home maintenance, do you fix it or risk it?

Home Maintenance 101
Erie Insurance surveyed 1,077 homeowners about what they do (and don’t do) when it comes to home maintenance. The findings reveal that many homeowners aren’t prepared to cover repair expenses that can sometimes add up to thousands of dollars.

Expect the Unexpected: 6 out of 10 Americans who own a house do not keep a home maintenance fund to cover routine and unexpected maintenance costs.

Where there is smoke: 46% of people who own a home with a fireplace never have their chimney cleaned unless they have a problem.

The heat is on: More than a quarter of those with furnaces (26%) never have their furnaces inspected, unless they have a problem.

Pump it up… or not: Among those who own a sump pump, 44% admit to never cleaning it or the pit unless they have a problem.

Don’t hit the roof: Almost 1 in 4 homeowners (23%) admit they never inspect their roof or have it inspected unless there is a problem.

Most Americans who own a house (68%) know that their homeowners insurance will pay to repair damage to their roof only if there is an event that causes the damage, such as a major windstorm or a tree falling on the roof.

8% of Americans who own a house mistakenly believe their homeowners insurance will pay for damage that happens to their roof over time, such as normal wear and tear.

Nearly 1 in 5 Americans who own a house (19%) are not at all sure how their insurance works when it comes to roof damage.

Gutter talk: Nearly 1 out of 4 homeowners (24%) say they never care for their gutters and downspouts.

High and dry: More than half of homeowners who own a clothes dryer (58%) say they clean their dryer ducts at least one a year. 1 in 5 (21%) admit they never clean their clothes dryer duct unless they have a problem.

Not having the right insurance is another way homeowners put their homes at risk. Contact your local agent today to learn more about homeowners insurance from ERIE.

This survey was conducted online within the United States by Harris Poll on behalf of Erie Insurance from March 11-15, 2016 among 2,023 adults ages 18 and old, among whom 1,077 own a house and are the primary/joint decision maker and 1,151 own a house. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables, please contact Media Relations at media_relations@erieinsurance.com

Homeowners referred to throughout this infographic are defined as U.S. adults who own a house and are a primary/joint decision maker of home maintenance.

Erie Insurance surveyed homeowners about what they do (and don't do) when it comes to home maintenance. /blog/home-maintenance-infographic Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of May 2016 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.