Our homeowners maintenance survey found many homeowners aren't financially prepared to cover unexpected repair expenses that can add up to thousands of dollars.
When it comes to home maintenance, do you fix it or risk it?
Erie Insurance surveyed 1,077 homeowners about what they do (and don’t do) when it comes to home maintenance. The findings reveal that many homeowners aren’t prepared to cover repair expenses that can sometimes add up to thousands of dollars.
Expect the Unexpected: 6 out of 10 Americans who own a house do not keep a home maintenance fund to cover routine and unexpected maintenance costs.
Where there is smoke: 46% of people who own a home with a fireplace never have their chimney cleaned unless they have a problem.
The heat is on: More than a quarter of those with furnaces (26%) never have their furnaces inspected, unless they have a problem.
Pump it up… or not: Among those who own a sump pump, 44% admit to never cleaning it or the pit unless they have a problem.
Don’t hit the roof: Almost 1 in 4 homeowners (23%) admit they never inspect their roof or have it inspected unless there is a problem.
Most Americans who own a house (68%) know that their homeowners insurance will pay to repair damage to their roof only if there is an event that causes the damage, such as a major windstorm or a tree falling on the roof.
8% of Americans who own a house mistakenly believe their homeowners insurance will pay for damage that happens to their roof over time, such as normal wear and tear.
Nearly 1 in 5 Americans who own a house (19%) are not at all sure how their insurance works when it comes to roof damage.
Gutter talk: Nearly 1 out of 4 homeowners (24%) say they never care for their gutters and downspouts.
High and dry: More than half of homeowners who own a clothes dryer (58%) say they clean their dryer ducts at least one a year. 1 in 5 (21%) admit they never clean their clothes dryer duct unless they have a problem.
Not having the right insurance is another way homeowners put their homes at risk. Contact your local agent today to learn more about homeowners insurance from ERIE.
This survey was conducted online within the United States by Harris Poll on behalf of Erie Insurance from March 11-15, 2016 among 2,023 adults ages 18 and old, among whom 1,077 own a house and are the primary/joint decision maker and 1,151 own a house. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables, please contact Media Relations at firstname.lastname@example.org
Homeowners referred to throughout this infographic are defined as U.S. adults who own a house and are a primary/joint decision maker of home maintenance.