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Top 5 Most Common Auto Claims

by Joe Cuneo on April 15, 2026

Auto claims come in all shapes and sizes.

But whether there’s a chip in your windshield or you’ve been in a multi-car crash, Erie Insurance treats all claims with the same level of care and professionalism that has earned us the reputation of Being Above All in Service.

Below are the five most common causes of personal and commercial auto claims at ERIE in the past four years.

For guidance after an accident, check out our blog with helpful tips, information on how to file a claim and mistakes to avoid .

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ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of the article’s publish date and may be changed at any time.

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.