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What You Need to Know About Tree Trimming and Tree Stump Removal

Perhaps a tree has branches that are encroaching on a power line or on your neighbor’s property. Or maybe the tree has already been cut down and you want that unsightly stump removed. In any case, your yard needs work. Before you jump in, here are some questions worth asking.

Whose responsibility is it?

First consult your state laws or your city codes. In many cases, you will be responsible for handling any tree issues on your property. However, some municipalities and energy companies handle tree trimming when power line proximity is an issue.

Will you do it yourself?

If you discover that you’re responsible for trimming a tree or removing a tree stump, then it’s time to decide if you will handle the job yourself or hire a professional. This decision should be based on the size of the job, your own expertise and the tools you own. You should also consider any dangers, such as any power lines in close proximity to the tree or the potential to strike an underground line when grinding the stump.

If you lack the experience or the tools to handle these tasks, then it’s time to hire a professional.

How do you make the right hire?

If you determine that hiring a professional tree-trimming or stump-removal service is your best bet, follow these steps:

  • Check with your neighbors. See if any neighbors hired a professional to trim their trees or remove a tree stump. Your contacts are often the best way to go about hiring a contractor.
  • Do your own research. Once you’ve compiled a list based on recommendations or your own research, check out some online reviews. The Better Business Bureau is a helpful resource to help you get the lowdown on different contractors.
  • Check the intangibles. When you research your tree-trimming options, look for trimmers that provide written contracts, the proper equipment, debris removal, damage insurance and fair pricing.

Next, learn about which trees are the best to plant when it comes to growth rates, shade, size and more.

ERIEĀ® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.