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Car Sense

Ultimate Guide to Understanding Auto Insurance

When it comes to car insurance, there are a lot of companies and coverage choices. How do you know who to trust and what’s essential? Some of the insurance terms like endorsements or comprehensive and collision coverage may also be a bit confusing. And what about those extras you can add on? Which ones do you need?

We’ve pulled together some of our best resources to make the experience of shopping for auto insurance easier. We’ll explore the ins and outs of coverage and what you should consider when buying or renewing your auto insurance policy.

Finding the auto insurance coverage that’s best for you

Whether you’re buying your first set of used wheels or a brand new car, you’ll need protection and service. Auto insurance kicks in for those unexpected mishaps—from a minor dent to a more serious crash. It also helps protect you, your passengers and your pets as well as some of the prized possessions being transported in your car.

Understanding auto insurance terminology

With coverage, you may wonder about some of the terminology used in your policy. Here are four common auto insurance terms and what they mean.

Exploring coverage options and additional protection worth considering

Almost in the same way that you could customize your car or truck, you can customize your auto insurance coverage. For instance, you may want to add emergency road service or rental car reimbursement coverage to your auto policy. The extra services do not cost a lot, and you’ll be glad to have them when you need them.Here’s more information about some of the options.

To review your current coverage, get in touch with an insurance advisor. Every Erie Insurance auto policy comes with a local insurance agent who will give you that personal touchcoverages you need and nothing you don’t, all at a great price. To get an insurance experience that’s personal, fair and affordable, contact an ERIE agent today.

When it comes to finding auto insurance, there are many companies and coverage choices to choose from. Here are some of our best resources to make the shopping experience easier. /blog/ultimate-guide-to-auto-insurance Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of May 2018 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.