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Car Sense

Getting the Best Value for Your Auto Insurance Needs

Your Window to Savings

You may be eligible for valuable discounts on your auto policy. We want to make sure you’re getting the best value for your dollar based on the coverage you and your family need, but we need to hear from you to do so. Are you driving less? Or are you adding more drivers? Take a look at the list below to see if you might be eligible for any of these discounts (and then talk to your ERIE Agent). 

Less is More. If you’re a claims-free driver and have the record to prove it, check out ERIE’s Diminishing Deductible option available in the ERIE Auto Plus endorsement.

Everyone Deserves a Break. With First Accident Forgiveness, you won’t be penalized the first time you’re at fault in an accident after you’ve been an ERIE Customer for three or more years. (Three-year wait not applicable in all states.)

The More the Merrier. If you insure multiple cars or have multiple policies with ERIE, there could be discounts available.

On the Road Again…or Not. If you plan to store your vehicle for 90 consecutive days or more, ERIE offers a reduced usage discount in most states.

Simply Say Safety. You may be able to save if your car has safety equipment like factory-installed air bags, anti-theft devices and antilock brakes (discount not available in Kentucky).

Just Once. How about if you want to pay your annual premium (premium is just a fancy word for the price of insurance) in one lump sum? There’s a discount for paying in full up front.

Sweet Sixteen? If you have young drivers on your policy or you need to add a driver this year, ask your Agent about any eligible teen driver discounts. Whether your young driver is still living with you, has been with ERIE for consecutive years, or is eligible for a driver training discount, your Agent can help identify savings opportunities.

Questions about discounts? Consult your policy declaration page or talk to your Agent. After all, who doesn’t like to save a little money?

Read more about Understanding Your Auto Coverage:

Common Auto Insurance Coverages

Added Options to Enhance Your Auto Insurance Policy

Visible ERIE "Xtras" Included with Your Auto Policy

You may be eligible for valuable discounts on your auto policy. We want to make sure you're getting the best value for your dollar based on the coverage you and your family need. /blog/understanding-auto-insurance-savings Erie Insurance https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.


The insurance products and rates, if applicable, described in this blog are in effect as of November 2017 and may be changed at any time. 


Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 


The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin.  ERIE long term care products are not available in the District of Columbia and New York. 


Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.


Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.