Optional Retail Coverage

The Ultrapack PlusSM business insurance policy can be endorsed to increase your protection or tailored to meet your specific needs. Optional coverages include:

Employment Practices Liability

To help protect an employer from employees’ claims alleging discrimination, wrongful termination or harassment. (Read more about EPL.)

Enhancement Endorsements

To customize your coverage and increase the limits on your business policy. Bundling coverages in an enhancement endorsement is less expensive than purchasing each of the individual coverages separately. Available for:

  • Hair and nail salons
  • Florists
  • Funeral Directors
  • General 
  • Offices
  • Printers’ additional coverage
  • Retailers
  • Wholesalers

Professional Liability

Protects professionals against possible negligence claims. ERIE Customers can purchase professional liability for the following businesses:

  • Animal grooming
  • Barbers and beauty shops
  • Cemeteries
  • Funeral directors
  • Druggists
  • Hearing Aid Store
  • Opticians
  • Optometrists
  • Pastors
  • Printers errors and omissions
  • Veterinarians

Optional Coverages

Some other optional coverages available to you:

  • Green upgrade coverage
  • Sewer and drain back-up
  • Earthquake coverage
  • Utility interruption (direct damage and/or income protection)
  • Electronic data processing equipment
  • Increased valuable papers and records
  • Increased accounts receivable
  • Employee benefits liability
  • Increased building ordinance
  • Increased employee dishonesty
  • Bailees coverage
  • Photographic equipment
  • Musical equipment
  • Liquor liability
  • Fellow employee liability

Contact an Erie Insurance Agent who could provide more information about coverage for your business.

* See individual policies for specific details of coverages. Certain terms and limitations apply.

*ERIE's business insurance coverage is not available in Kentucky.

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