futuristic digital graphics

Cyber Suite

Protecting your business is more complex than having the right locks on the doors. It’s about protecting your business from data breaches and cyberattacks and any related legal action. With Cyber Suite[1] from Erie Insurance, you can do just that.

Great Service is Part of the Package

Expert Support
You have support from knowledgeable cyber claims and customer service specialists to assist when recovering from an event like cyber extortion and data breach.
Specialized Services
You have access to Cyber Safety®, a complimentary risk management service full of tools like employee training modules, website scanning and cyber security templates to help you prevent attacks.
Your Local ERIE Agent
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
cell phone with cyber protection icons

By the numbers

$45K

The average claim ERIE paid for a small business Cyberattack.[2]

74%

Increase in the number of ransomware attack claims worldwide year over year in 2023.[3]

88%

The percent of small businesses owners who say their business is not prepared for a cyberattack.[4]

Become Cyber Secure

No matter the size of your business, keeping your employees’ and customers’ personal information safe from cyberattacks is a top priority. One in 10 small businesses suffers a cyberattack each year.[5]
With Cyber Suite from ERIE, you’ll be prepared to respond to a wide range of cyber incidents such as breaches of personally identifying or sensitive information and threats that could jeopardize the safety of that information.

That’s why ERIE partnered with Hartford Steam Boiler[6] to offer additional coverages that are not typically included in business policies—including these first- and third-party coverages.

9 Coverages in Cyber Suite

  • Data Breach Response Expenses — to pay for forensic IT review, breach notifications, legal review, PR services, reward payments, and services to affected individuals including a toll-free help line, credit report and monitoring, and identity restoration case management. Plus, coverage for both regulatory and PCI fines and penalties (when legally insurable under law) and PCI assessments.
  • Computer Attack — to pay for data restoration, recreation and system restoration costs due to a computer attack which damages data and/or software. It also includes business interruption, PR services, reward payments and future loss avoidance coverage for improvements to a computer system after a computer attack.
  • Cyber Extortion — to pay for the cost of responding to a cyber extortion threat, including the cost of a negotiator or investigator and any amount paid in response to a credible cyber extortion threat.
  • Misdirected Payment Fraud — to pay for the direct financial loss including diverted money, payment or tangible property completed through use of email, fax or telephone.
  • Computer Fraud — to pay for the direct financial loss resulting from a cybercriminal who uses an unauthorized system to transfer money, securities or other property from your offices or bank to another person or place.
  • Telecommunications Fraud — to cover payments owed to a telephone service provider, resulting from a fraudulent charge caused by an unauthorized access to your telecommunications system.
person working at a computer

Rounding out your protection

ERIE also offers two Identity Recovery coverage options for an additional premium:

  • Identity Recovery for Owners
  • Identity Recovery for Owners and Employees

With Cyber Suite from ERIE, you’ll be in control and able to protect your business. Plus, you'll be supported by a team of cyber professionals experienced in handling these types of claims.

 

  1. 1. 
    Cyber Suite is only available to Customers with an ErieSecure Business policy. Coverage is not available in New York.
    ↩
  2. 2. 
    Average ERIE Cyber Suite claim paid in 2023.
    ↩
  3. 3. 
    Cyber Threat Intelligence Integration Center, 2024.
    ↩
  4. 4. 
    Small Business Administration
    ↩
  5. 5. 
    DataProt, 2024.
    ↩
  6. 6. 
    Cyber Suite coverage and associated services reinsured under an arrangement with the Hartford Steam Boiler (Home Office: Hartford, Connecticut). © 2021 The Hartford Steam Boiler Inspection and Insurance Company (“HSB”). All rights reserved. This document is intended for informational purposes only and does not modify or invalidate any of the terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form. Not available in NY. 
    ↩
  7. 7. 
    Coverage is subject to terms, limits and sublimits not mentioned on this page. Talk to your Erie Agent regarding this coverage.
    ↩