Landlord & Property Owners

As a property owner in the rental market, you skillfully manage many responsibilities — building maintenance, bookkeeping, tenants and more. So let us help you protect your property. From liability coverage to property damage, Erie Insurance offers a variety of policies and endorsements to help cover your business risks.


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Your Risks, Our Solutions

Business Insurance from ERIE Has You Covered

Coverage for property losses

For little things like broken windows to significant building damage caused by vandalism, fire, broken pipes and more.

Coverage for signs, fences

For exterior signs that are attached to your building, fences, walks, outbuildings and trees, shrubs and lawns.

Coverage for other property

For other property like gazebos, swimming pools, tennis courts and playground equipment.

Coverage for maintenance tools

For maintenance equipment like lawnmowers and snow blowers that are damaged due to a loss that we insure.

Equipment breakdown coverage

To repair or replace heating and cooling equipment after a power surge or loss that we cover.

Theft coverage

Because even the best security systems aren’t foolproof.

Coverage for rental income

For lost rental income coverage if your tenant has to move out while the building is repaired after a fire or loss that we cover.

Coverage for libel, slander

For claims of libel, slander, wrongful eviction, violation of the right of privacy and more.

Liability protection

If you become legally liable for injuries suffered by visitor after something like a slip-and-fall accident at your building.

Even More Coverage
Here are some of the additional ways that our insurance goes above and beyond.

Employment Practices Liability

Protects an employer from employees' claims alleging discrimination, wrongful termination or harassment, including sexual harassment. (Available for purchase as a separate endorsement.)

Data breaches

To notify and assist affected individuals and provide you with crisis resolution services. (Available for purchase as an additional coverage.)

Employee dishonesty

To protect you against employee theft, which is a situation that can be hard to detect and often goes on for an extended time.

Sewer and drain backup

For water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)

Electronic data coverage

To help you recover from a loss due to a computer virus that corrupts your computer system.

Utility interruptions

If an off-premises utility is interrupted, you have coverage for damaged property and income loss. (Purchase as a separate endorsement.)

Great service is part of the package.

Risk Control

You have access to risk control tools and services to help you identify and reduce common business risks.

Specialized Services

You have support from claims and customer service teams that have special training in serving businesses like yours.

Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.


 If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service.  With ERIE, you have claims service that’s: 


Quick to respond

Reimbursement for smaller claims can happen in as little as 48 hours.



ERIE has claims offices throughout its territory, so help is always close by.



Rental Property Insurance Quote

Does your business have the right level of protection? If not, let’s talk.

Ready to get started?

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