It depends. In most cases, if you experience water damage from a water pipe that bursts, a washer hose that leaks or explodes, then your homeowners policy covers the damage, but there are many factors that will determine if a claim is covered.
Here are two examples of claims that are not covered. If water leaks into your home through the foundation, or because of a flood, the damage is not covered under your home insurance policy. If the water damage is due to an ongoing leak, seepage or other maintenance problems, it is also not covered.
If you have questions about your claim, talk to your local ERIE Agent or the adjuster assigned to handle your claim.
No. Your homeowners policy won’t cover damage to your vehicle. In most cases, your auto policy covers damages to your vehicle if you have purchased the appropriate physical damage coverage.
You may contact our Customer Service Department at (800) 458-0811 or your local ERIE Agent to get a copy of your homeowners policy. You can also view a summary of your auto and home policies online. You can also create an account to view summaries of your auto and home policies.