Protect your home, property and family with great coverage and policy features like Guaranteed Replacement Cost from Erie Insurance.1
Many homeowners don’t realize that actual cash value policies subtract for wear and tear and depreciation. With ERIE’s Guaranteed Replacement Cost coverage, you get the highest level of protection so you can fully rebuild or replace your home after a fire, disaster or loss that we cover. You won’t have to worry about depreciation deductions.2
With ERIE’s home insurance policy, we’ll look out for your home and belongings. Ask a local Erie Insurance Agent to show you how our base policy compares to competitors. Once you get to know us, you’re going to like all that we have to offer you.
Erie Insurance has been protecting people and property – and treating people right – for over 90 years. From Albany to Buffalo, ERIE has provided protection to homeowners in New York since 1996.
Why Choose ERIE for Your New York Home?
With ERIE, you’ll get a home insurance policy that's tailored to match your specific needs.1 ERIE offers:
- Coverage for all types of homes — houses, apartments, condos or manufactured homes
- Competitive pricing and a variety discounts
- Claims service that you can count on — night or day
When something unexpected happens like a tornado, fire, robbery or other covered loss, ERIE offers:
- Personal property coverage – at home or away from home
- Coverage for your jewelry, valuables and hard-to-replace items
- Living expenses if you have to temporarily relocate
If you own a home in the Empire State and want insurance that’s just right for you, contact a local Erie Insurance Agent for more information and to get a home insurance quote. A local Agent can help you decide what coverage is best for you, answer any questions you might have and make sure you get any applicable discounts.
In addition to homeowners insurance, ERIE offers auto, boat and business insurance. New York is just one of 12 states (and the District of Columbia) where Erie Insurance coverage is available.
1See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.
2Guaranteed Replacement Cost requires notice within 90 days of the start of any additions or remodeling over $50,000. Coverage of costs to comply with laws or ordinances is subject to limits. Replacement Cost payment requires repair or replacement of damaged or destroyed property.