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It's All Yours

Your home—there’s no place like it. We have just the right coverage to protect your home and all the memories that will follow.

Great Service Is Part of the Package

Our pledge is to protect the beams and boards. We’ll also protect the intangibles that make your house a home.

Customized Coverage

ERIE’s homeowners policies can be tailored to meet your needs, like our Guaranteed Replacement Cost coverage. If the worst happens, you can rebuild your entire home whatever the cost may be.1

A Personal Advisor

Your homeowners policy comes with your very own local ERIE agent who will customize your coverage.

Customer Satisfaction

In several national surveys, participants say they like our service, our agents and our competitively priced and consumer-friendly insurance products.

Why Erie insurance?

At ERIE, we get that we’re not only insuring your home, but we’re also protecting how you live your life. Ask a local ERIE agent about homeowners insurance with policy features like personal liability coverage (just in case you hurt other people or their property) and available options such as Service Line coverage, Equipment Breakdown coverage2 and Identity Theft Recovery. We also have auto insurance with the ERIE Rate Lock® feature that won’t raise your rates after an accident3 and life insurance that provides benefits when your family may need them the most.4 Working with an experienced agent from your neighborhood, you’ll get coverage that keeps pace with your life and never pay more than you should. Get home insurance coverage that fits your life now.

1Guaranteed Replacement Cost requires home improvements over $5,000 to be reported within 90 days—not available with all policies and in all states. Coverage of costs to comply with laws or ordinances is subject to limits. Depreciation will be deducted until repair or replacement is made.

2For a nominal increase in premium, Underground Service Line coverage is available for purchase under the ErieSecure Home® Plus bundle up to $10,000 for physical loss to a covered service line, or up to $25,000 in the ErieSecure Home® Select bundle. The policy deductible applies. Equipment Breakdown Coverage is available for purchase with an ErieSecure Home® Select bundle that includes Sewers or Drains Backup Coverage. Equipment Breakdown Coverage provides up to $50,000 for direct physical loss to covered property at the residence premises caused by equipment breakdown and the policy deductible applies. Claims are subject to ERIE’s surcharge program. Details are contained in the policy.

3ERIE Rate Lock® does not guarantee continued insurance coverage. Rates subject to change if you add or remove a vehicle, add or remove a driver or change your address. Not available in all states. Limited to three years in Virginia. Insured must meet applicable underwriting guidelines. Premium may change if you make a policy change.

4ERIE® life insurance products and services are provided by Erie Family Life Insurance Company, a member of Erie Insurance Group, and are not available in New York. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.