Even more coverage
Here are some of the additional ways that our insurance goes above and beyond.
Auto Services Insurance
Expensive equipment, an extensive inventory of parts, responsibility for other people’s cars—you face some pretty unique risks as the owner of an auto repair shop.
Your risk, our solutions
Business Insurance from ERIE has you covered.
Your Liability
Your Property and Income
Your Employees and Customers
Premises Liability Coverage
In case a customer is injured by slipping on spilled oil in your shop or on its premises.
Errors and Omissions Coverage
Commonly referred to as professional liability coverage, this coverage protects against mistakes which can damage a customer’s vehicle no matter how careful you and your employees are. (Available for purchase as an additional coverage.)
Business Auto Coverage
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
Ordinance or Law
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
Hired & Nonowned Auto Liability
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.[1]
Sewer or Drain Backup
With your Erie Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.[2]
Employee Theft
Protects you against employee theft, which is a situation that can be hard to detect.
Data Breach or Response Expenses
To notify and assist affected individuals and provide various case management services.[1]
Earthquake
Covers a loss caused by an earthquake.[2]
The ERIE Difference
Great service is part of the package.
Risk Control
You have access to risk control tools and services to help you identify and reduce common business risks.
Specialized Services
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your Local ERIE Agent
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
Claims service you can count on
With ERIE, you have claims service that's local and quick to respond. If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.