Erie Insurance Group Privacy Notice

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Rev. March, 2015

FACTS

WHAT DOES ERIE INSURANCE DO WITH
YOUR PERSONAL INFORMATION?

Why?

Insurance companies choose how they share your personal information. Federal and state law gives consumers the right to limit some, but not all, sharing. Federal and state law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

     • Social Security number, date of birth, driving record, income,
     • Credit history, credit-based insurance scores, insurance claim history, payment history.

How?

Insurance companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons insurance companies can share their customers’ personal information; the reasons Erie Insurance chooses to share; and whether you can limit this sharing.

Reasons we can share your
nonpublic personal information

Does Erie Insurance share?

Can you limit sharing?

For our everyday business purposes–as permitted or required by law, we may disclose information about you to third parties such as:

     • Erie Insurance agents and other companies to process and service insurance transactions
     • Claims adjusters and attorneys in the processing of an insurance claim
     • A court of law in connection with a legal proceeding
     • Consumer reporting agencies and insurance support organizations
     • Government agencies which conduct examinations of our procedures.

Yes

No

For our marketing purposes–to offer our products and services to you, we may disclose information we receive from you on applications or other forms such as your name and contact information to companies that perform marketing services for us such as Erie Insurance agents, mail houses and data processors.

Yes

No

For joint marketing with other financial companies–we may disclose information we receive from you on applications or other forms such as your name and contact information to other financial companies with which we have joint marketing agreements such as Erie Insurance agents.

Yes

No

For our affiliates’ everyday business purposes–information about your transactions and experiences – this can include information such as your policy coverage, premiums, and payment history.

Yes

No

For our affiliates’ everyday business purposes–information about your creditworthiness – this can include information we receive from a credit reporting agency such as insurance score and claims history.

Yes

Yes*

For nonaffiliates to market to you

No

We do not share

To limit our sharing

     • Call 1-800-458-0811–Option 4 for Customer Service or
     • Visit us online: erieinsurance.com/optout

* Please note: If you are a new customer, we can begin sharing this information among the Erie Insurance affiliates 30 days from the date we provided this notice. When you are no longer our customer, we continue to share and protect your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 1-800-458-0811–Option 4 for Customer Service

Who we are

Who is providing this notice?

The Erie Insurance Group companies including property and casualty and life insurance licensees and financial companies listed below are providing this notice.

What we do

How does Erie Insurance protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We protect your nonpublic personal information under our control by:

     • limiting access for legitimate business needs and
     • maintaining physical, electronic, and procedural safeguards in accordance with applicable laws and regulations.

How does Erie Insurance collect my personal information?

We collect your personal information, for example, when you:

     • apply for insurance
     • pay insurance premiums
     • file an insurance claim
     • give us your income information
     • give us your contact information.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies including, for example, from:

     • your insurance agent or producer
     • you on applications or other forms such as claims forms or underwriting questionnaires
     • your transactions with Erie Insurance affiliates listed below or others
     • consumer reporting agencies.

Why can’t I limit all sharing?

Federal and state law gives you the right to limit only:

     • sharing for affiliates everyday business purposes–information about your creditworthiness and insurability
     • affiliates from using your information to market to you
     • sharing for nonaffiliates to market to you.

What happens when I limit sharing for a policy I hold jointly with someone else?

Your choices will apply to everyone on your policy.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies affiliated with Erie Insurance Exchange; financial companies such as Erie Indemnity Company and insurance licensees such as Erie Insurance Exchange, Flagship City Insurance Company and Erie Family Life Insurance Company.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Erie Insurance does not share with non-Erie Insurance companies so they can market their products to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market insurance products or services to you. Our joint marketing partners include insurance licensees such as Erie Insurance agents.

     • Erie Insurance Exchange
     • Erie Indemnity Company
     • Erie Family Life Insurance Company
     • Erie Insurance Company

     • Erie Insurance Company of New York
     • Erie Insurance Property and Casualty Company
     • Flagship City Insurance Company
     • E I Service Corp

Corporate Code of Conduct

Read more about ERIE's code of conductPDF.

Code of Ethics for Senior Financial Officers

Read more about ERIE's code of ethics for Senior Financial OfficersPDF.

Additional Resources