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Get a Renters Insurance Quote in Illinois

You’ve worked hard, saved some money and moved into a new apartment. It’s a good feeling to have your own space.

Your apartment is homey and a hub for all your friends. From here, you’ll live out lots of day-to-day moments and plan special occasions. You’ll also decorate the space with a mix of old favorites and new finds.

What Does Renters Insurance Cover?

A good renters insurance policy1 will have several key coverages to help protect your possessions in the event of a fire, theft or natural disaster2. It covers:

  • Your personal property—from tables and chairs to your clothing and electronic gear—wherever it is.
  • Additional living expenses you incur if you have to relocate after a loss that makes your apartment uninhabitable.

A good renters insurance policy will also include personal liability coverage  in case you’re ever held responsible for harming other people or damaging someone’s property—anywhere in the world3. For example, if you damage someone else’s property, liability protection could help cover the repair costs. 

Whether you live in Marion, Springfield, Rockford or somewhere in between in Illinois, we can help you protect all the things that matter to you inside your apartment.

What Does Renters Insurance Cost?

Your renters insurance premium is based on a number of factors such as your location, the cost to replace your things, the distance to the closest fire department and more. A local ERIE agent will walk you through the details.

You may even qualify for a discount if you already have an auto policy with ERIE. In some cases, the discount actually offsets the price of the renters insurance policy.4  Here are some of the other discounts that might apply:

  • Multi-policy discounts
  • Safety discounts, like our Premises Alarm System and/or Sprinkler System discount
  • Advance quote discount
  • Age of insured discount

Talk to an ERIE agent for more details on these discounts and to see what restrictions may apply.

Working with an experienced agent from your neighborhood, you’ll get coverage that fits your life and budget. Our agents work in or near your neighborhood, and are backed by a company that’s been putting customers first for nearly a century. Stop in to your independent, local agency today or find an agent nearby.

1See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer
2 Other than flood.
Medical payments for someone other than the insured or tenants in the household.
4Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. For additional information, visit or talk to your local ERIE Agent. Individual policies may differ.

Illinois Renters Insurance

When the unexpected happens, renters insurance is there for you. It can help replace stolen or damaged property, and it’s affordable too.