The content on the Site, including without limitation, the materials, information, text, software, code, scripts, graphics, photos, sounds, music, videos, interactive features and the like, as well as the trademarks, service marks, and logos (collectively, the "Content"), are owned by or licensed to ERIE unless expressly disclaimed and are subject to copyright, trademark and other intellectual property rights under the law.
You may download the Content only for the purposes stated above. This license is not a transfer of title in the Content or any copies of the Content and is subject to the following restrictions:
A. You agree not to distribute any part of the Site, in any medium, without the prior written consent of ERIE other than through functions and features provided through the Site (such as a downloadable image).
B. You agree not to alter or modify any part of the Site.
C . You agree not to use any part of the Site for any commercial purpose without the prior written authorization of ERIE. Prohibited commercial uses include without limitation any of the following actions taken without ERIE's express written approval: 1) sale or transfer of access to the Site on another website or mobile application; 2) use of the Site or any information on the Site for the purpose of gaining advertising or subscription revenue; or, 3) the sale of advertising on the Site or any third-party website targeted to any information on the Site.
D. Prohibited commercial uses do not include uploading of original material to the Site approved in advance or expressly authorized by ERIE in writing.
G. ERIE reserves the right to discontinue any aspect of the Site at any time.
The Content and Site are based in the Commonwealth of Pennsylvania in the United States and provided for access and use only by persons located in the United States. You acknowledge that you may not be able to access all or some of the Content and Site outside of the United States and that access thereto may not be legal by certain persons or in certain countries. If you access the Content and Site from outside the United States, you are responsible for compliance with local laws.
If you access and use the Mobile App on a mobile phone, you acknowledge that the provider of your telephone service may charge fees for usage of data or sending or receiving messages and you are solely responsible for payment of any such fees. You agree that ERIE is not responsible for any such fees and you will indemnify and hold ERIE harmless from any such fees.
A. If you are a copyright owner or an agent thereof and believe that any Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):
You may contact ERIE's designated Copyright Agent with notifications of claimed infringement at: DMCA TAKE-DOWN NOTICE, Erie Insurance Group, 100 Erie Insurance Place, Erie, PA 16530-1104; email: firstname.lastname@example.org. You acknowledge that if you fail to comply with all of the requirements of this section, your DMCA notice may not be valid.
B. Counter-Notice. If you believe that Content you submitted to the Site that was removed (or to which access was disabled) pursuant to this section is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the Content, you may send a counter-notice containing the following information to the Copyright Agent:
If a counter-notice is received by the Copyright Agent, ERIE may send a copy of the counter-notice to the original complaining party informing that person that ERIE may restore the removed Content or cease disabling it. ERIE, at its sole discretion, may replace the removed Content.
CONTENT PROVIDED THROUGH THE SITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. ERIE DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER CONTENT DISPLAYED OR DISTRIBUTED THROUGH THE SITE.
FOR COMPLETE DETAILS ABOUT ANY POLICY OR SERVICES OFFERED BY ANY ERIE COMPANY, YOU SHOULD CONTACT YOUR LOCAL ERIE AGENT. POLICIES AND SERVICES ARE OFTEN PROVIDED ON AN INDIVIDUAL BASIS AND WILL VARY DEPENDING ON YOUR SPECIFIC SITUATION. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR CONTENT WILL BE AT YOUR SOLE RISK.
See additional disclaimer information about ERIE’s insurance and annuity products and services.
As a convenience to you, ERIE may provide, on the Site, links to websites operated by other entities. If you link to and use any such websites, you will leave the Site, and you may be subject to the terms and conditions governing the use of such third-party websites. Clicking on any link within the Site to a third party website is done solely at your own risk, and it is your responsibility to take all protective measures to guard against viruses or other destructive elements that may arise or result from the use of any third party website.
ERIE makes no warranty or representation regarding, and does not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon. Links to third party websites do not imply that ERIE sponsors, endorses, is affiliated or associated with such third parties, or that ERIE is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through such websites, or that any linked website is authorized to use any trademark, trade name, logo or copyright symbol of ERIE.
Do not send business proposals, inventions or ideas to ERIE through the Site. You agree that any materials or information that you or individuals acting on your behalf provide to ERIE will not be considered confidential or proprietary to you, except to the extent it is nonpublic personal information covered by the Erie Insurance Group Privacy Notice.
To the extent you provide any materials or information to ERIE other than nonpublic personal information, you grant to ERIE an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, sublicense, transmit and distribute such materials and information, in any medium and in any form, and you further agree that ERIE is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to ERIE through or by means of the Site.
You further recognize that ERIE does not want you to, and you warrant that you will not, provide to ERIE, or post or transmit through the Site, any information that is defamatory, threatening, obscene, harassing, or otherwise unlawful, that infringes the intellectual property rights of another, or incorporates the proprietary material of another except as authorized.
In order to access some features of the Site, including Online Account and/or Mobile App, you may have to create a username account. The information you provide at that time will constitute the basis for your username account. You may never use another's username account without permission.
You are solely responsible for the activity that occurs on your username account. Should you establish a username and password on the Site, you must keep your username account password secure. ERIE is not responsible for any other Site user or third party’s use or theft of your username and password. You must notify ERIE immediately of any breach of security or unauthorized use of your username account. Although ERIE will not be liable for your losses caused by any unauthorized use of your username account, you will be liable for the losses of ERIE or others due to such unauthorized use.
ERIE reserves the right to take appropriate action against any person who misrepresents his or her identity or improperly or fraudulently accesses policy information on the Site. This action may include, but is not limited to, legal action against any person accessing policy information in violation of any state or federal law or regulation.
ERIE may use the information you provide on the Site and any other website operated by ERIE, including your username account information, for any purpose, commercial or non-commercial, including without limitation for marketing purposes and for distribution of electronic mail messages to any email address provided.
ERIE is pleased to offer electronic delivery of invoices and debit withdrawal notices (collectively, “Billing Documents”) applicable to your eligible selected policies. Only those policies that you have selected will be enrolled for this service. Not all policies are eligible for this service. You must create a Username Account to enroll in “Paperless Billing”.
Upon enrolling in Paperless Billing, you will receive a confirmation email from us. You should contact ERIE Customer Care at 1-800-485-0811 if you do not receive this confirmation email within 5 business days.
You agree to electronically receive eligible Billing Documents either (1) via e-mail; or (2) by your accessing the Site through your username account, pursuant to an e-mail notice that we send to you at the time a Billing Document becomes available. It is your responsibility to log in to your username account for the Site to view your Billing Documents. We may continue to send paper copies of certain documents to you via United States Postal Services (USPS), if required by law or as otherwise necessary due to technical or process considerations. Electronic delivery is not currently available for all documents.
It is your responsibility to maintain a valid, current email address and immediately notify us of any change in your email address through your Username Account. Ensure that your email is active and capable of receiving new emails from us. Your email account must have sufficient space for new emails and your email server and spam-blocking software must not block our emails. We are not responsible for problems arising from emails sent to an inactive or out-of-date email address, or for email messages that are undeliverable because your email address was not capable of receiving email messages from us, unless we are solely negligent for using an incorrect address. We will make an additional attempt to redeliver an email message that is returned to us as undeliverable. If it is returned once again as undeliverable we will presume that you have withdrawn your consent, you will be unenrolled in Paperless Billing, and going forward your Billing Documents will be sent to you via the United States Postal Service (USPS).
Your consent to enrollment in Paperless Billing will remain in effect for each selected policy until termination or cancellation of the policy, or until you revoke your consent. Electronic delivery will remain in effect following any policy modification or renewal. There is no charge associated with enrolling or unenrolling in Paperless Billing. You may unenroll from Paperless Billing and withdraw your consent to transact business electronically by updating your preferences through your username account under Settings. (Please allow up to 24 hours to process your unenrollment.) Your invoice delivery selection does not alter the payment due date or debit withdrawal date and may not take effect until the next billing cycle.
Billing Documents will be made available via your username account in a PDF or HTML format, so you must have a valid email account, access to an Internet browser, appropriate document viewer and an active username account to access and view the Billing Documents. If you wish to print billing documents, you must also have access to a printer. Note that you may have the ability to access and view your Billing Documents on demand through the Site.
We will not send you a paper copy of any Billing Document unless you request it, we otherwise deem it appropriate, or we are legally required to do so. You may obtain a paper copy of any Billing Document we provide to you electronically by printing it yourself or by requesting that we mail you a paper copy. To request a paper copy of a Billing Document, contact your ERIE Agent, or ERIE Customer Care at 1-800-485-0811.
All communications in either electronic or paper format from us to you will be considered "in writing." You should print or download for your records a copy of all Billing Documents, these Paperless Billing Terms and Conditions and any other document that is important to you.
You acknowledge and agree that your consent to transact electronic business is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and your state's UETA law as applicable.
Specific disclosures and consent language may be required by certain states. Please read the disclosures or consent language below applicable to the state for which your policy is issued.
The policyholder who elects to allow for selected policy documents, available notices and communications to be sent to the electronic mail address provided by the policyholder should be aware that the election operates as consent by the policyholder for notices to be sent electronically, which may include notice of nonrenewal and cancellation. Therefore, the policyholder should be diligent in updating the electronic mail address provided to the insurer in the event that the address should change.
IN NO EVENT WILL ERIE, OR ITS EMPLOYEES, OFFICERS, DIRECTORS OR ANY OF ITS SUBSIDIARIES, BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON ANY INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, ANY ASPECT OF THE SITE INCLUDING WITHOUT LIMITATION THE CONTENT AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF ERIE IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The Site is controlled, operated and administered by ERIE from its offices within the Commonwealth of Pennsylvania, United States of America. ERIE makes no representation that the Site, or any Content, is appropriate or available for use at other locations outside of the United States, and access to the Site from territories where the Contents is illegal is prohibited. The Site is not intended to, and may not be used to, provide information regarding insurance products in any state where ERIE is not licensed to do business. You may not use the Site or export any Content in violation of United States export laws and regulations. If you access the Site from a location outside of the United States, you are responsible for compliance with all local laws.
ERIE developed and offers certain social media channels for Erie Insurance fans and followers. In some cases, ERIE permits visitors to its social media channels to post comments and other materials. For more information, including terms and conditions related to ERIE’s social media channels, refer to our Social Media Guidelines.
Rev. March, 2021