[TRANSCRIPT] For most people, their home is their biggest investment, so it needs protection. That's why having the right homeowners insurance is so important. The folks at Erie Insurance know that, and they're dedicated to helping protect your assets. So they built this training center to ensure that their claims adjusters know how different homes are constructed, the materials that are used, and what kinds of damage can occur. This helps ensure customers are getting the best service. ERIE also recommends that you talk to your insurance agent about getting “Guaranteed replacement cost” coverage, which restores your home to its former glory after a tornado or fire, for example. As we can see in this facility, a fire could have any number of causes from an overheating kitchen appliance to problems with the electrical wiring. Unlike other homeowners policies, which don’t always replace your home at today’s cost, a guaranteed replacement cost policy would pay to rebuild your home in today’s dollars. As a contractor for over 40 years, I've seen too many people run out of money for repairs before the job was done because their home was undervalued for the current market. So talk to an independent agent.... and get the coverage you need. ~~~~~~~~~~~~~ Erie Insurance Exchange, Erie Insurance Co., Erie Insurance Property & Casualty Co., Flagship City Insurance Co. and Erie Family Life Insurance Co. (Erie, PA) or Erie Insurance Co. of New York (Rochester, NY). Go to erieinsurance.com for company licensure and product details. *Terms, conditions and exclusions apply. See your policy for details.