As a wholesaler-distributor, you play a critical role in your customers’ supply chain. They—and many others— are counting on you. We’re guessing “downtime” is not in your vocabulary.


Please select an agent to continue.



Your Risks, Our Solutions

Coverage for property losses

For fires, natural disasters like hurricanes, tornadoes and more.

Premises liability coverage

If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business.

Income protection and rental income

To provide coverage if your business is interrupted from something like a major fire.

Your Risks, Our Solutions

Equipment breakdown coverage

To repair or replace equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss ERIE covers.

Electronic data coverage

To protect you if a computer virus corrupts your computer system.

Coverage for certain utility failures

Coverage is available in many cases of an off-premises utility failure.

Your Risks, Our Solutions

Transportation coverage for stolen merchandise 

In case merchandise in transit is stolen by someone other than your employee.

Products liability coverage

To pay for damages and legal defense fees if a customer names you in a lawsuit after being injured by one of your products.

Peak season coverage

Your inventory is protected by extra coverage during peak seasons when there’s more of it in stock. (Available for purchase as an additional coverage on select policies.)

Even More Coverage

You’ll be glad to know that your store insurance goes the extra mile with these extra coverages.

Sewer and drain backup

To cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)

Accounts receivable

To reproduce or replace accounts receivable records on your premises after a loss.

Data breaches

To notify and assist affected individuals and provide your business with crisis resolution services. (Available for purchase as an additional coverage.)

Valuable papers

To restore or replace important documents, manuscripts or records.

Employee dishonesty and theft

To protect you against employee theft, which is a situation that can be hard to detect and often goes on for an extended time.

Forgery and alteration

In case someone forges your business checks or fraudulently uses your business's credit or debit card.

Great service is part of the package.

Risk Control

You have access to risk control tools and services to help you identify and reduce common business risks.

Specialized Services

You have support from claims and customer service teams that have special training in serving businesses like yours.

Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.


 If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service.  With ERIE, you have claims service that’s: 



ERIE has claims offices throughout its territory, so help is always close by.

Quick to respond

Reimbursement for smaller claims can happen in as little as 48 hours.

What ERIE Customers Have to Say
The best recommendation is a satisfied customer.

Here’s what one business owner had to say about working with ERIE. 

Fruit Distributor and ERIE Sow Seeds of Successful Partnership

United Apple Sales Lyndonville , NY 50-100 employees

Fruit Distributor

The seed was planted by Ward Dobbins’ great-grandfather at an apple farm in Lockport, N.Y., more than 100 years ago.

The roots of that family business grew healthy and strong. Now — four generations later and under Ward Dobbins’ leadership — it has blossomed to include multiple businesses under the umbrella of United Apple Sales. Each business has its own purpose — from storage to marketing — but the bottom line is that the Dobbins family and their team sells more than 180 million apples a year (over 20 varieties) all over the world.

Ward chose ERIE to protect his business more than a decade ago. When he was choosing insurance, he found that comparing ERIE with other insurance carriers was, well, like comparing apples to oranges.

“Our agent has become a close friend of ours and we trust him to direct us to the coverage that is best for us,” Ward said. “He thought ERIE would be a good match for us, and he was right. We’ve always been very happy with the company. They offer us great coverage at a great price and we know they’ll treat us right.”

Interested in working with an insurance carrier like that? Then contact a local ERIE agent in your community today.


Wholesaler Distributor Insurance Quote

Are protection and service part of your supply chain? If not, let’s talk.

Ready to get started?

Please select an agent to continue.