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Illinois Auto Insurance

For more than 90 years, we’ve been helping customers with their insurance coverage and to recover after a loss.

The state of Illinois has something for everyone. From the sprawling metropolis of Chicago on the shores of Lake Michigan to the expansive farmlands in the south, the Prairie State has plenty to offer. Illinois is also home to many institutions of higher learning, including Northwestern University, the University of Illinois, and the University of Chicago. For the protection you need as you explore everything Illinois has to offer, turn to Erie Insurance for auto coverage.

Your Coverage Needs

Since 1999, ERIE has been providing drivers in Illinois with auto insurance coverage that has dozens of extra auto policy features (many at no additional cost to you) and flexibility that lets you customize your auto policy to best fit your needs.

As a driver in Illinois, you may need:

Reducing Your Premium

In addition to the coverage you need, ERIE also offers discounts to help reduce your rates.

  • Earn a discount with factory-installed safety features like anti-lock brakes, passive restraints and anti-theft devices.
  • Save when you insure multiple cars or have multiple policies with ERIE.
  • Earn a discount based on reduced usage or 100% farm use.
  • Save when you select a payment plan that offers savings.

In addition to these (and other) auto insurance discounts, ERIE offers discounts when you bundle your home, business, life insurance1 and annuity products.

Affordable Car Insurance

Cheap auto insurance doesn’t have to mean poor protection and service. Erie Insurance provides affordable car insurance with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage—all from an insurer that’s recognized for customer service and financial stability.

Talk to an auto insurance agent today about these other ERIE products and how you might qualify for additional discounts.

THE ERIE DIFFERENCE

Our auto policy includes everything you’d expect, plus lots of other things to pick from.

Pet coverage

If your pet gets hurt in an accident while riding in your car, we'll help cover vet treatment costs. (Up to $500 per pet; total limit $1,000.)

Roadside & Rentals bundle

You'll be taken care of in a roadside emergency and when you need more robust rental car coverage.

Personal item coverage

With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure (up to $350).

Auto glass repair

Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement. Both options provide new wiper blades in the event that your windshield is replaced.

Locksmith services

When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. It’s part of our comprehensive coverage.

ERIE Auto Plus®

You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident.

Not all coverages and benefits are offered in base policy or apply to all states. Some policy extras require additional purchase. Terms, conditions, limitations and exclusions apply; talk to an ERIE agent or see the policy for details.

More information on ERIE Auto Plus can be found here.

I was very pleased with everyone who I came in contact with during my claim. Makes me very happy I have stayed with Erie through the years; please keep up the good work!

Richard R.

GREAT SERVICE IS PART OF THE PACKAGE

Our pledge is to help protect your car from the hood to the hubcaps. Coverage from ERIE will also look after you, your passengers and the stuff in your car, too.

Local Presence

With over 145 agencies in your community, you're sure to find the right fit.

Expert Advice

An ERIE agent will get to know you and help you determine the right amount of coverage to suit your needs.

Claims Assistance

It can be a stressful time, but ERIE agents are there to help you through the claims process.

  • 1

    Not available in New York

  • 2

    See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.

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Find out if ERIE is right for you. A Illinois agent will be in touch.