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What Insurance do You Need When You Move in Together?

When you and your significant other decide to move in together, things will change. Here’s another thing to consider adding to your moving day list: updating your insurance.

Take a break from taping those boxes and read this quick checklist to make sure you’re on the same page with your insurance needs.

  • Earn discounts for combining policies: If you share your abode, your cars and your expenses, you have the option to combine auto insurance policies and receive a multi-car discount. This means all cars in the household are listed under one policy and both drivers are “Named Insureds” on that policy.

    Also, you may be eligible for additional multi-policy discounts. These can help you save when you purchase ERIE renters, homeowners or life insurance policies.

  • Keep your belongings safe: Whether you’re renting, buying or building, make sure the contents of your home are covered through a renters, homeowners or condominium insurance policy. Don’t forget to protect yourself and your partner. Erie Insurance offers Identity Recovery Coverage so your financial identities are protected, too.

  • Protect your future: Life insurance can protect not only what you have now, but also what you might have in the future, like the desire to provide children with a college education. Talk to an Erie Insurance agent about whether a term, whole life or universal policy is right for you.

Your new home is about so much more than four walls and one address – it’s about a life you’re building together. Talk to an ERIE Insurance agent today for your complimentary insurance assessment.

Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. Life multi-policy discount not available in conjunction with auto policies already taking advantage of ERIE Rate Lock®. Erie Insurance Exchange, Erie Insurance Co., Erie Insurance Property & Casualty Co., Flagship City Insurance Co. and Erie Family Life Insurance Co. (Erie, PA) or Erie Insurance Co. of New York (Rochester, NY).  Go to for company licensure and product details. Equal opportunity insurer.

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.