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How to Tow a Trailer Properly

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer.

Verify the towing capacity

Just because you have a vehicle with a trailer hitch doesn’t mean it can tow any type of trailer. It’s important to verify that your vehicle’s towing capacity is adequate to tow the trailer you’re using. Otherwise, you’ll have a hard time getting started and may cause damage to your vehicle.

Start by checking your owner’s manual, which will tell you how much weight your vehicle can safely tow. If you exceed the recommended weight, you run the risk of losing control. That often leads to overturning.

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Remember: Never try to manipulate your hitch into towing something it’s not designed for. This can increase its risk of breaking free.

Also, never set off without securing the pin in the hitch. The pin keeps you from potentially losing your load when you go over bumps in the road.

Check the brakes

Another important aspect to check is the trailer’s brake lights. If the trailer’s light wiring harness is plugged in correctly, it will trigger the trailer’s brake lights to light up when you hit the brakes in your car. If they don’t, you will be a hazard to other vehicles on the road – even in daylight – and may be rear-ended.

See also: Can You Guess The Real Cost of a Fender Bender?

Have the light wiring harness fixed before using the trailer if it’s not working. If your wiring harness is plugged in and some of your lights aren’t working, you’ll want to replace the bulbs that aren’t.

When you’re securing the wiring harness, you’ll also want to attach the trailer’s safety chains to your hitch. These chains serve as a last resort in the event your hitch fails. A best practice is to cross them in an X formation.

Secure the load

Before driving off, make sure your load is secure within the trailer. An unsecured load has the potential to topple over or fall out if you’re using an open-ended trailer.

Make sure the load is balanced, as well. An unbalanced load can cause the vehicle to sway. Place heavy objects near the floor at the front of the trailer to minimize wobbling. Be sure to distribute other lighter objects evenly as you load up the trailer.

Adapt your driving

Towing a trailer requires making some changes to your driving style. When turning a corner, you’ll need to swing out wide. Turning like you normally would in your vehicle could result in jumping a curb or nicking another vehicle. Never make sharp steering corrections, as the trailer could jackknife.

Remember that your stopping distance is essentially doubled when you’re towing a trailer. Begin braking sooner than normal in order to stop safely.

Check your auto insurance coverage

Lastly, make sure your auto or business insurance policy has enough to cover your trailer and the goods you’re hauling in it. Generally, liability for your trailer is covered by your auto insurancepolicy as long as you’re using an insured vehicle to tow it. Physical damage coverage for your trailer is also available, and can be purchased separately.

Whether this is your first time towing a trailer or your 500th, you want to set out knowing that your trailer and its contents are covered. A quick conversation with your ERIE agent can help confirm you have the right coverage for the job.

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ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.