Skip to main content

Cyber Suite

Protecting your business in the digital age is more complex than having the right locks on your doors and fresh batteries in your smoke detectors. It’s about protecting your data and data systems from threats and damage from cyber attacks and related legal action. With Cyber Suite1 from Erie Insurance, you can do just that.

Great Service is Part of the Package

Expert Support

You have support from knowledgeable cyber claims and customer service specialists, plus access to experts when recovering from cyber extortion and data breaches and access to My Tech Support.

Specialized Services

You have access to Cyber Safety®, a risk management service full of tools to help you prevent attacks before they happen. You’ll also have access to eRiskHub®, a risk management portal containing resources to help prepare for and respond to data breaches.

Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.

Become Cyber Secure with 9 Coverages in ERIE's Cyber Suite

No matter the size of your business, keeping your employees’ and customers’ personal information safe from cyber attacks - which happen every 20 seconds2 - is a top priority. With Cyber Suite from ERIE, you’ll be prepared to respond to a wide range of cyber incidents including breaches of personally identifying or sensitive information and threats that could jeopardize the safety of that information.

That’s why ERIE partnered with Hartford Steam Boiler3 to offer additional coverages that are not typically included in business policies including these first- and third-party coverages.

First-party coverages:

  • Data Breach Response Expenses —to pay for forensic IT review, breach notifications, legal review, PR services, reward payments, and services to affected individuals including a toll-free help line, credit report and monitoring, and identity restoration case management. Plus, coverage for both regulatory and PCI fines and penalties (when legally insurable under law) and PCI assessments.
  • Computer Attack —to pay for data restoration, recreation and system restoration costs due to a computer attack which damages data and/or software. It also includes business interruption, PR services, reward payments and future loss avoidance coverage for improvements to a computer system after a computer attack.
  • Cyber Extortion—to pay for the cost of responding to a cyber extortion threat, including the cost of a negotiator or investigator and any amount paid in response to a credible cyber extortion threat.
  • Misdirected Payment Fraud—to pay for the direct financial loss including diverted money, payment or tangible property completed through use of email, fax or telephone.
  • Computer Fraud—to pay for the direct financial loss resulting from a cybercriminal who uses an unauthorized system to transfer money, securities or other property from your offices or bank to another person or place.
  • Telecommunications Fraud—to cover payments owed to a telephone service provider, resulting from a fraudulent charge caused by an unauthorized access to your telecommunications system.

Third-party coverages:

  • Privacy Incident Liability —Coverage for costs (within limits) to defend against lawsuits by affected individuals or judgements brought by state or regulatory agencies resulting from a covered “privacy incident”.
  • Network Security Liability4 —Coverage for your settlement and defense costs for suits alleging your computer security negligence.
  • Electronic Media Liability4 —Coverage for your settlement and defense costs for lawsuits alleging copyright or trademark infringement, defamation of a person or organization, or violation of a person’s right to privacy.

To round out your cyber protection, ERIE also offers two Identity Recovery coverage options for an additional premium:

  • Identity Recovery for Owners
  • Identity Recovery for Owners and Employees

With Cyber Suite from ERIE, you’ll be in control and able to protect your business from attacks, mitigate your risks and recover if a covered event does occur. Coverage also includes a team of cyber professionals experienced in handling these types of claims.

  • 1

    Cyber Suite is only available to Customers with an ErieSecure Business policy.

  • 2

    Cybercrime Magazine, November 2020

  • 3

    Cyber Suite coverage and associated services reinsured under an arrangement with the Hartford Steam Boiler (Home Office: Hartford, Connecticut). © 2021 The Hartford Steam Boiler Inspection and Insurance Company (“HSB”). All rights reserved. This document is intended for informational purposes only and does not modify or invalidate any of the terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form. Coverage not available in New York.

  • 4

    Coverage is subject to terms, limits and sub-limits not mentioned in this page. Talk to your Erie Agent regarding this coverage.