Landlord & Property Owners Insurance
As a property owner in the rental market, you skillfully manage many responsibilities — building maintenance, bookkeeping, tenants and more. Which is why ERIE offers a variety of policies and endorsements to help protect your property.
your risk, our solutions
Business Insurance from ERIE Has You Covered
Your Liability
Premises Liability Coverage
If you become legally liable for injuries suffered by visitor after something like a slip-and-fall accident at your building.
Coverage for Libel, Slander
For claims of libel, slander, wrongful eviction, violation of the right of privacy and more.
Data Breach Liability Coverage
If you become legally liable because of accidental release of personal or credit card information in your care. (Available for purchase as an additional coverage.)
Your Property and Income
Coverage for Property and Income Loss
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
Equipment Breakdown Coverage
To repair or replace equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss that ERIE covers.
Coverage for Damage to Other Property
Protection for other property like gazebos, swimming pools, tennis courts and playground equipment.
Your Employees
Workers' Compensation Coverage
Protects you in the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy, not available in Ohio.)
Business Auto Coverage
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
Employment Practices Liability
Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)
EVEN MORE COVERAGE
Here are some of the additional ways that our insurance goes above and beyond.
Hired & Nonowned Auto Liability
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1
Sewer or Drain Backup
With your Erie Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2
ORDINANCE OR LAW
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
DATA BREACH RESPONSE EXPENSES
To notify and assist affected individuals and provide various case management services.1
Employee Theft
Protects you against employee theft, which is a situation that can be hard to detect.
Earthquake
Covers a loss caused by an earthquake.2
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1
Available for purchase as an additional coverage on select policies.
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2
Available for purchase as an additional coverage.
Great service is part of the package.
Risk Control
You have access to risk control tools and services to help you identify and reduce common business risks.
Specialized Services
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your Local ERIE Agent
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
CLAIMS SERVICE YOU CAN COUNT ON
With ERIE, you have claims service that’s local and quick to respond.
If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.
Rental Property Insurance Quote
Does your business have the right level of protection? If not, let’s talk.