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Equipment Breakdown Coverage for Your Home

Today’s home includes contemporary conveniences and complex systems that can be costly to repair or replace when something goes wrong. While Erie Insurance offers coverage for damage to this type of equipment, basic homeowners insurance policies usually don’t include it.

Better-than-expected coverage for unexpected breakdowns

To protect your home from unexpected, costly breakdowns, you might purchase extended warranties. But those can be expensive and limited in coverage – and you have to buy a bunch of them. At ERIE, we  think that’s not right, so we did something about it.

With our Equipment Breakdown Coverage, you can get an extra cushion of protection for major appliances and home systems right in your homeowners policy with ErieSecure Home® and the Select bundle, when you also have Sewer and Drain Backup Coverage2.

You get coverage for these home systems and more… built right into your home insurance:

  • Heating and air conditioning
  • Water heaters
  • Major appliances
  • Electrical panels
  • Home security systems
  • Sump pumps
  • Home theater equipment
  • Computers
  • Smart home technology
  • Deep well pumps

And, keeping Mother Earth in mind, we will replace damaged property with Energy Star or “green” equipment that is better for the environment, safer or more energy efficient than the old equipment1.

Adding equipment breakdown coverage to your home insurance policy is easy

Unfortunately, unexpected breakdowns of expensive home systems and appliances can happen. But you can get coverage right in your homeowners policy. Talk to a local Erie Insurance agent today who can explain the details and give you a quote.

If you’re an ERIE customer who already has the bundle, you get this great new coverage at no additional charge.  Unexpected maybe, but we just love giving customers reason to smile.  And if you don’t have the Select bundle, it doesn’t cost a fortune to add it - just talk to your ERIE Agent.

  • 1

    Limited to $10,000 above replacement cost with like kind and quality.

  • 2

    Coverage is not available if the Select bundle does not include sewer and drain backup. Coverage is capped at $50,000 per occurrence and the policy deductible applies.  Claims are subject to ERIE’s surcharge program. Details are contained in the policy. Subject to terms, conditions and exclusions. Not available in all states. Talk to an ERIE Agent for policy details and state-specific policy information and refer to our disclaimer for additional information.

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Get unexpectedly great home insurance coverage.